Associate Banks of SBI Probationary Officers Exam., 2011 Held on 7-8-2011 General Awareness, Marketing & Computers

Associate Banks of SBI Probationary Officers Exam., 2011

Held on 7-8-2011 General Awareness, Marketing & Computers

1. A major Public Sector Bank raised interest rates on loans by 25 basis points–was news in some major financial newspapers recently. This means bank has raised interest by 25 basis points of–

• Savings Bank Interest Rate
• Base Lending Rate
• Repo Rates
• Present Rates on Deposits
• Discounted Rates of Interest

2. The Finance Minister of India in one of his press conferences said that inflationary pressure is likely to continue following recent increase in rates of some commodities in international markets. Which of the following commodities was he referring to as it gets frequent increase at international levels and disturbs our Home Economy substantially ?

• Gold and Silver
• Petroleum products
• Tea and Coffee
• Sugar
• Jute and Jute products

3. Immediately prior to change in the measure of Food Inflation, which of the following indexes was being used for measuring it?

• Wholesale Price Index
• Consumer Price Index
• Interest Rates offered by banks on deposits
• Sensex and Nifty
• None of these

4. What is the full form of 'FINO' a term we see frequently in financial newspapers ?

• Financial Investment Network and Operations
• Farmer's Investment in National Organisation
• Farmers Inclusion News and Operations
• Financial Inclusion Network and Operations
• None of these

5. Which of the following is / are commodity/ies on which subsidy is given to farmers / poor in India ?
1. Fertilizer
2. Kerosene
3. LPG

• Only1
• Only 2
• Only 3
• Only 1 and 3
• All 1, 2 and 3

6. 'Bhagyam Oilfields' which were recently in news are located in which of the following states in India ?

• Rajasthan
• Gujarat
• Assam
• Maharashtra
• Karnataka

7. The Finance Minister of India recently decided to review the position of 'Bad Debts' in priority sector. Which of the following is/are the reason(s) owing to which PM took this decision ?
1. Bad Debt in agriculture is still rising substantially every year despite special treatment to it.
2. Bad Debt in other areas of priority sector is almost nil now,
3. Govt. is planning to disburse another installment of Rs. 1,60,000 crore which will bring 'Bad Debts' almost at 'Nil level' and no special treatment will be needed in next fiscal year.

• Only 1
• Only 2
• Only 3
• Both 1 and 2
• All 1, 2 and 3

8. Which amongst the following countries is not a member of the TAPI pipe line project, which was in news recently ?

• India
• Afghanistan
• Portugal
• Pakistan
• Turkmenistan

9. An agreement on Arms Reduction popularly known as 'START' is one of the major issues in the way of smooth relations between which of the following two countries ?

• India–Pakistan
• India–China
• China–Japan
• USA–Russia
• Russia–Iran

10. The International WWW Conference-2011 was organized in which of the following places in March 2011 ?

• London
• Paris
• Vienna
• Manila
• Hyderabad

11. Which of the following international agencies/ organizations had initiated an "International Convention for the 'Protection of All Persons from Enforced Disappearance' , which came into effect recently ?

• World Health Organisation (WHO)
• International Court of Justice
• International Maritime Organisation
• International Atomic Energy Agency
• United Nations organization

12. 'BRIC' which was the Organisation of 4 nations namely Brazil, Russia, India and China has now become 'BRICS'. Which is the fifth nation included in it ?

• South Korea
• Sp Lanka
• Singapore
• Spain
• South Africa

13. The process of acquisition of agricultural land and its compensation to farmers recently came up as a major issue in which of the following states ? (It also created law and order problem in the State)

• Haryana
• Gujarat
• Uttar Pradesh
• Rajasthan
• Punjab

14. What does the letter 'L' denote in term 'LAF' as referred every now and then in relation to monetary policy of the RBI ?

• Liquidity
• Liability
• Leveraged
• Longitudinal
• Linear

15. BP Pic which was in news recently is a major international company in field of–

• Heavy Machinery
• Oil exploration and processing
• Atomic Energy
• Information Technology
• None of these

16. Who amongst the following has been appointed as the new coach of the Indian Cricket team for a period of two years ?

• Stuart Law
• Allan Border
• Gary Kirsten
• Duncan Fletcher
• Allan Donald

17. Why was Kanishtha Dhankhars name in news recently ?

• She was crowned Femina Miss India-2011
• She was adjudged Best Actress-2010 by Film Fare
• She is the new Capital of India's woman cricket team
• She is the new Dy. Minister Textile in place of Dayanidhi Maran
• None of these

18. K. Balachander, who was awarded prestigious Dada Saheb Phalke Award-2010, is basically a/an–

• Actor
• Director
• Photographer
• Music Director
• Choreographer

19. Banks and other financial institutions in India are required to maintain a certain amount of liquid assets like cash, precious metals and other short term securities as a reserve all the time. In Banking World this is known as–

• CRR
• Fixed Asset
• SLR
• PLR
• None of these

20. Which of the following Space agencies recently launched three satellites and placed them into Polar Sun Synchronous Orbit successfully?

• NASA
• ROSCOSMOS
• cnsa
• ISRO
• JAXA

21. As per the decision taken by the Govt. of India recently, "Bamboo is a liberated item now". What does it really mean ?
1. Bamboo, henceforth will be treated as a minor forest produce only.
2. Now villagers are free to sell bamboo in their community forest areas.
3. Gramsabha is given right to issue transport passes to legally transport the produce.

• Only 1
• Only 2
• Only 3
• All 1, 2 and 3
• None of these

22. Union Cabinet recently passed a Rs. 7000 crore project to clean-up which of the following rivers in India?

• Narmada
• Ravi
• Ganga
• Chambal
• Krishna

23. As per estimates of the Planning Commission of India the target growth rate of 12th Five Year Plan is set to–

• 7 to 8%
• 8.0% to 8.5%
• 9% to 9.5%
• 10 to 10.5% 
• 11%

24. Goodluck Jonathan was recently reelected the President of–

• South Africa
• Nigeria
• Kosovo
• Haiti
• None of these

25. Which of the following schemes is not launched by the Ministry of Rural Development, Govt. of India ?

• National Old Age Pension Scheme
• National Maternity Benefit Scheme
• National Family Benefit Scheme
• Mid-Day Meal Scheme
• All are launched by Ministry of Rural Development

26. Where you are likely to find an embedded operating system ?

• on a desktop operating system
• on a networked PC
• on a network server
• on a PDA
• on a mainframe

27. An online discussion group that allows direct 'live' communication is known as–

• Webcrawler
• chat group
• regional service provider
• hyperlink
• e-mail

28. Which of the following is a program that uses a variety of different approaches to identify and eliminate spam ?

• Directory search
• Anti-spam program
• Web server
• Web storefront creation package
• Virus

29. Connection or link to other documents or Web Pages that contain related information is called–

• dial-up
• electronic commerce
• hyperlink
• e-cash
• domain name

30. Which of the following is a programming language for creating special programs like
applets ?

• Java
• cable
• domain name
• Net
• COBOL

31. The system unit–

• coordinates input and output devices
• is the container that houses electronic components
• is a combination of hardware and software
• controls and manipulates data
• does the arithmetic operations

32. System software–

• allows the user to diagnose and troubleshoot the device
• is a programming language
• is part of a productivity suit
• is an optional form of software
• helps the computer manage internal resources

33. Computer and communication technologies, such as communication links to the Internet that provide help and understanding to the end user is known as–

• presentation file
• information technology
• program
• worksheet file
• FTP

34. Which of the following is contained on chips connected to the system board and is a holding area for data instructions and information ? (processed data waiting to be output to secondary storage)

• program
• mouse
• Internet
• memory
• modem

35. Microsoft's Messenger allows users to–

• to bypass a browser to surf the Web
• create a blog
• communicate via direct live communication
• identify and eliminate spam
• make graphic presentations

36. Portable computer, also known as laptop computer, weighing between 4 and 10 pounds is called–

• general-purpose application
• Internet
• scanner
• printer
• notebook computer

37. The main circuit-board of the system unit is the–

• computer program
• control unit
• motherboard
• RAM
• None of these

38. Which of the following is billionth of a second ?

• Gigabyte
• Terabyte
• Nanosecond
• Microsecond
• Terasecond

39. Online Marketing is the function of which of the following ?

• Purchase Section
• Production Department
• I.T. Department
• Designs Section
• A collective function of all staff

40. Customisation is useful for–

• Designing customer specific products
• Call centers
• Publicity
• Motivating the staff
• Cold calls

41. The key challenge to market driven strategy is–

• Selling maximum products
• Employing maximum DSAs
• Delivering superior value to customers
• Being rigid to changes
• Adopting short term vision

42. Effective Selling skills depends on–

• Size of the sales teams
• Age of the sales teams
• Peerstrength
• Knowledge level of the sales team
• Educational level of the sales team

43. Generation of sales leads can be improved by–

• Being very talkative
• Increasing personal and professional contacts
• Being passive
• Engaging Recovery Agents
• Product designs

44. A Market Plan is–

• Performance Appraisal of marketing staff
• Company Prospectus
• Documented marketing strategies
• Business targets
• Call centre

45. Marketing channels mean–

• Delivery objects
• Sales targets
• Delivery outlets
• Delivery boys
• Sales teams

46. Social Marketing means–

• Share market prices
• Marketing by the entire society
• Internet Marketing
• Marketing for a social cause
• Society bye-laws

47. Service Marketing is the same as–

• Internet Marketing
• Telemarketing
• Internal Marketing
• Relationship Marketing
• Transaction Marketing

48. Market driven strategies include–

• Identifying problems
• Planning marketing tactics of peers
• Positioning the Organisation and its brands in the market place
• Internal marketing
• Selling old products

49. Innovation in marketing is same as–

• Motivation
• Perspiration
• Aspiration
• Creativity
• Teamwork

50. Personal Loans can be canvassed among–

• Salaried persons
• Pensioners
• Foreign Nationals
• NRI customers
• Non-customers

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Corporation Bank Probationary Officers Exam., 2011 Examination Held on 16-1-2011 General Awareness on Socio-Economic Developments Solved Paper

Corporation Bank Probationary Officers Exam., 2011

Examination Held on 16-1-2011

General Awareness on Socio-Economic Developments  Solved Paper

1. As per the decision taken by the Govt. of India now the National Rural Employment Guarantee Act is extended to all the districts of India. This means it will now be applicable to about—

• 200 districts
• 300 districts
• 400 districts
• 500 districts
• 626 districts

2. Which of the following is the amount of insurance cover provided to the workers of the unorganized sector under Rashtriya Swasthya Bima Yojana ?

• Rs. 10,000
• Rs. 20,000
• Rs. 30,000
• Rs. 40,000
• Rs. 50,000

3. Which of the following banks has taken over the Centurion Bank of Punjab ?

• ICICI Bank
• IDBI Bank
• HDFC Bank
• AXIS Bank
• None of these

4. Unique Identification Authority of India will set up data base for—

• Identity and biometrics details of Indian residents
• Identity and biometrics details of Indian citizens
• Identity and biometrics details of person’s residents in India or visiting India
• All the above
• None of these

5. The biggest Public Sector undertaking in the country is—

• Iron and steel plants
• Roadways
• Railways
• Airways
• None of these

6. Which of the following is Horticulture Crop ?

• Paddy
• Wheat
• Mango
• Bajara
• None of these

7. Which of the following nation is considered the originator of the concept of Micro Finance ?

• India
• Bangladesh
• South Africa
• USA
• None of these

8. Very often we read in news papers about 3G or 3rd Generation technology. This is a set of standards used for which of the following purposes ?

• To combat climatic changes
• Production of Nuclear Energy
• Film Production
• Mobile Telecommunications
• All of these

9. What is the full form of ‘ULIP’, the term which was in the news recently ?

• Universal Life and Investment Plan
• Unit Loan and Insurance Plan
• Universal Loan and Investment Plan
• Uniformly Loaded Investment Plan
• Unit Linked Insurance Plan

10. The main function of I. M. F. is to—

• Finance investment loans to developing countries
• Act as a private sector lending arm of the World Bank
• Help to solve balance of payment problems of member countries
• Arrange international deposits from banks
• None of these

11. The difference between visible exports and visible imports is defined as—

• Balance of trade
• Balance of payment
• Balanced terms of trade
• Gains from trade
• All the above

12. Invisible Export means export—

• Services
• Prohibited goods
• Unrecorded goods
• Goods through smuggling
• All the above

13. ‘Indira Gandhi Canal’ which is around 450 km long provide irrigation facility mainly to which of the following states ?

• Punjab
• Haryana
• Madhya Pradesh
• Gujarat
• Rajasthan

14. The rate of MAT has been increased from the present 15% to 18% with effect from April 2010. What is the full form of MAT ?

• Maximum Alternate Tax
• Minimum Alternate Tax
• Minimum Affordable Tax
• Maximum Affordable Tax
• None of these

15. RBI has asked banks to make a plan to provide banking services to all villages having a population upto 2000. This directive issued by the RBI will fall in which of the following categories ?

• Plan for Financial Inclusion
• Efforts to meet the targets of Priority Sector Lending
• Extension of Relief Packages to the Farmers
• Plan for opening more rural branches
• None of these

16. Which of the following is not a part of the scheduled banking structure in India ?

• Money Lenders
• Public Sector Banks
• Private Sector Banks
• Regional Rural Banks
• State Cooperative Banks

17. The rate of interest on Savings Bank Account is stipulated by—

• The concerned bank
• RBI
• Indian Banks Association
• Government of India
• Banking Codes and Standards Board of India

18. Many times we read a term CBS used in banking operation. What is the full form of the letter ‘C’ in the term ‘CBS’ ?

• Core
• Credit
• Continuous
• Complete
• None of these

19. In the year 2010, Commonwealth Games were organized in which of the following countries ?

• China
• South Africa
• Canada
• Brazil
• India

20. Which of the following metals is used for generation of nuclear Energy by most of the Nuclear Power Plants ?

• Zinc
• Platinum
• Uranium
• Nickel
• None of these

21. Many a time we read a term ‘PPP’ in financial dailies/magazines. What is the full form of the same as used in financial world ?

• Public Per Capita Power
• Per Capita Potential Purchases
• Purchasing Power Parity
• Present Purchasing Power
• None of these

22. The recent press report indicates that one of the Economies of the world took over another Economy in GDP terms to gain nubmer Two, ranking at world level. Which one of the following country is that ?

• Japan
• China
• Germany
• Australia
• India

23. Which of the following villagers received first lot of UID numbers ?

• Vaijapur in Maharashtra
• Bedkihal in Karnataka
• Tembhli in Maharashtra
• Navagam in Gujarat
• None of these

24. The highest weight in the revised Wholesale Price Index, implemented from September 2010 is given to which of the following item ?

• Fuel
• Food items
• Manufactured items
• Primary Articles
• All of these

25. Which one of the following is a driving force influencing the industrial growth of an economy ?

• Economic Factors only
• Investment only
• Innovation/Market Base only
• None of the Above
• All of the Above

26. What do you understand by Community Development programmes ?

• Villages participation in the programme
• A movement to promote better living for the whole community
• A movement to promote better living for the whole community with the assistance of local Government
• A movement designed to promote better living for the whole community with the active participation and on the initiative of the community
• None of these

27. In which one of the following activities percentage share of cooperative sector is the highest ?

• Agricultural Credit disbursement
• Sugar production
• Wheat procurement
• Fertilizer distribution
• Handlooms

28. What is a Panchayati Raj ?

• It is a community development programme
• It is a cooperative movement
• It is a scheme of self governance
• It is an exercise in decentralisation of administrative authority
• It is an out dated system, not followed now

29. Which one of the following is the updated base for Wholesale Price Index (WPI) ?

• 2002-2003
• 2003-2004
• 2004-2005
• 2005-2006
• 2006-2007

30. What is a Green Index ?

• It measures nation’s wealth according to GNP per capita
• It measures nation’s wealth according to GDP per captia
• It measures nation’s wealth according to provisions of control on Green house gases
• It measures nation’s wealth in terms of coverage of forest area
• None of these

31. In which one of the following city, 2012 Olympics are proposed to be held ?

• Frankfurt
• London
• Tokyo
• Washington
• Dubai

32. In which one of the following states, Rosa Power Plant is located ?

• U.P.
• M.P.
• Orissa
• Haryana
• Punjab

33. Which one of the following is present Saving Bank Interest Rate (in percentage terms) ?

• 3.0
• 3.5
• 4.0
• 4.5
• 5.0

34. For calculation of poverty line in rural area, which one of the following calories consumption per day per person has been stipulated by Planning Commission ?

• 2000
• 2100
• 2400
• 2500
• None of these

35. Who is Julian Assange ?

• Founder, Googles
• Founder, Rediffmail
• Nominee, Nobel Prize for Literature 2010
• Founder, WikiLeaks
• None of these

36. For which one of the following States, interloculators’ panel has been appointed by the Centre ?

• Manipur
• Arunachal Pradesh
• Assam
• Nagaland
• J&K

37. Expand the term BCBS.

• Bank’s Committee on Banking Supervision
• Basel Committee on Banking Supervision
• Bank’s Commission on Banking Supervision
• Basel Commission on Banking Supervision
• None of these

38. By which one of the following years, Government proposes to introduce IFRS norms ?

• April 2011
• October 2011
• April 2012
• October 2012
• None of these

39. As per World Development Report 2009, if the poverty is measured by the international poverty line standard of below a dollar a day, approximately what per cent of people will be living in India below poverty line ?

• 25.0
• 27.5
• 34.5
• 58.5
• 10.5

40. Who is Kaushik Basu ?

• Dy. Governor, RBI
• Member Planning Commission
• Chairman, Prime Ministers’ Economic Advisory Council
• Chief Economic Advisor
• Secretary-General FICCI

41. In a Poverty Pyramid index, which one of the following segments of population face highest poverty risk ?

• Formal wage employment
• Informal Self Employment : Employers
• Regular Informal Wage employment
• Informal Self Employment : own account
• Casual Informal Wage Employment and domestic work

42. Which one of the following is a Self Employment Programme for Educated Unemployed Youth ?

• Prime Minister’s Rozgar Yojana
• Swaran Jayanti Sahakari Rozgar Yojana
• National Social Assistance Programme
• Swaran Jayanti Gram Swarozgar Yojana
• None of these

43. In which one of the following States, Sariska Tiger Reserve is located ?

• M. P.
• Gujarat
• Rajasthan
• West Bengal
• Orissa

44. Who is Mohammed Yunus ?

• Finance Minister, Bangladesh
• Founder, Grameen Bank
• Nobel Laureate for peace
• Foreign Minister, Pakistan
• Founder Micro Finance Institutions in India

45. Which one of the following is the primary source of energy in India ?

• Hydel Power
• Natural Gas
• Coal
• Naptha
• Non-conventional energy

46. At which one of the following rate, the Central Bank lends to banks against government securities ?

• Repo Rate
• Reverse Repo Rate
• Bank Rate
• SLR
• CRR

47. Which one of the following is not a member of BASIC ?

• India
• China
• South Africa
• Brazil
• Indonesia

48. Which one of the following Corporate Groups has argued in Supreme Court that leaks of Radia Tapes has affected its reputation ?

• RIL
• Jindal Steels
• Bajaj Group
• Adani Group
• Tata Group

49. Yuan currency belongs to which one of the following countries ?

• Japan
• Thailand
• South Korea
• China
• Vietnam

50. Aung San Sau Kyi, Nobel Peace Prize Winner belongs to which one of the following countries ?

• China
• North Korea
• South Korea
• Japan
• Myanmar

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Indian Bank Probationary Officers Exam., 2011 Held on 2-1-2011 General Awareness : Solved Paper

Indian Bank Probationary Officers Exam., 2011

Held on 2-1-2011 General Awareness : Solved Paper

1. On which one of the following ‘Head of Expenses’, the expenses of the Government of India are highest ?

• Food subsidy
• Fertilizer subsidy
• Pradhan Mantri Gram Sadak Yojana
• Maintenance of national highways
• Oil subsidy

2. Which one of the following foreign agencies will assist the municipal agencies to improve quality of municipal schools through its School Excellence Programmes (SEP) ?

• IMF
• UNDP
• UNICEF
• ADB
• None of these

3. Which of the following carries out ‘Open Market Operations’ ?

• Finance Ministry
• External Affairs Ministry
• Reserve Bank of India
• Planning Commission
• Ministry of Commerce

4. Who among the following Ministers will hold telecom portfolio in addition to his own portfolio till next reallotment ?

• Kamal Nath
• Kapil Sibal
• Pranab Mukherjee
• Mamta Banerjee
• None of these

5. Under provisions of which one of the following Acts, the RBI issues directives to the Banks in India ?

• RBI Act
• Banking Regulation Act
• Essential Commodities Act
• RBI and Banking Regulation Act
• None of these

6. Which one of the following tools is used by RBI for selective credit control ?

• It advises banks to lend against certain commodities
• It advises banks to recall the loans for advances against certain commodities
• It advises banks to charge higher rate of interest for advance against certain commodities
• It discourages certain kinds of lending by assigning higher risk weights to loans it deems undesirable
• None of these

7. For which one of the following Loan Products ‘teaser loans’ are offered by Banks ?

• Education Loans
• Commercial Loans
• Loans against security of gold
• Retail Trade Loans
• Home Loans

8. The Commonwealth Games 2010 were held in Delhi from October 3 to 14, 2010. Who amongst the following picked up the Game’s first gold medal ?

• Augustina Nwaokolo
• Ravinder Singh
• Azhar Hussain
• Carol Huynh
• None of these

9. In which one of the following cities was the recent meet of G–20 Countries organised ?

• Tokyo
• Seoul
• London
• Beijing
• Singapore

10. As per recent newspaper reports, which one of the following countries (among the given) has highest literacy rate ?

• India
• Sri Lanka
• China
• Vietnam
• Bangladesh

11. Which one of the following has decided to give guarantee for infra loans ?

• IDBI
• SBI
• IIFCL
• SIDBI
• None of these

12. In which one of the following States is the uranium project proposed to be set up ?

• Manipur
• Meghalaya
• Orissa
• Assam
• Nagaland

13. Amongst 169 countries on Human Development Index which one of the following is India’s rank ?

• 89
• 91
• 119
• 129
• 138

14. What is ‘Kaveri’ ?

• India’s indigeneous aircraft engine
• India’s low cost laptop
• India’s Air to Air Missile
• India’s guided Surface to Air Missile
• Unmanned Aircraft acquired from Israel

15. An increasing finished good stock as % to sales of a manufacturing Company indicates that ……….
1. the market is getting competitive
2. the quality of the goods is not upto the mark
3. the production cost has increased
4. the production has decreased

• Only 1 and 2
• Only 2 and 3
• Only 3 and 4
• Only 3
• Only 4 and 1

16. Which one of the following has got RBI nod to issue prepaid cards to its clients ?

• LIC
• GIC
• SIDBI
• NABARD
• None of these

17. For which one of the following reasons is an amendment in Companies Bill 2009 proposed ?

• To provide more powers to Department of Company Affairs
• To provide regulatory powers to Department of Company Affairs
• To make Indian Accounting Standards applicable with effect from 1.4.2011
• To ensure smooth convergence of the Indian Accounting Standards with IFRS
• None of these

18. As per recent newspaper reports, India’s public debt rises 2.8 per cent to Rs. 28 lakh crore. Which one of the following is the reason that has forced commercial banks to buy Government securities ?

• Lack of credit growth
• Increase in credit growth
• Raising of repo rate
• Raising of reverse repo rate
• None of these

19. In which one of the following States Sariska Tiger Reserve is located ?

• M. P.
• U. P.
• Orissa
• Gujarat
• Rajasthan

20. On which one of the following characters, Biometric security is based ?

• Finger prints and palm recognition only
• Face recognition and voice recognition only
• Hand writing and manual recognition only
• Only first 2
• All three

21. Which one of the following may be the consequence of buying forex in the marked by the RBI ?

• It leads to inflation
• It leads to control over inflation
• It does not affect inflation
• It results into deflation
• None of these

22. Under provisions of which one of the following Acts, the Reserve Bank of India has the power to regulate, supervise and control the banking sector ?

• RBI Act
• Banking Regulation Act
• Negotiable Instrument Act
• RBI and Banking Regulation Act
• None of these

23. Who amongst the following is the author of the book ‘The God of Small Things’ ?

• Chetan Bhagat
• V. S. Naipul
• Namita Gokhale
• Kiran Desai
• Arundhati Roy

24. Which one of the following has proposed $ 11 billion infrastructure debt fund ?

• NABARD
• SBI
• RBI
• Ministry of Finance, Govt. of India
• Planning Commission

25. Myanmar’s pro-democracy leader Suu Kyi is a ……….

• 42 years old politician
• Bharat Ratna
• Military General
• Nobel Prize winner
• None of these

26. Which one of the following factors influence working capital of a unit ?

• Seasonality of operations only
• Production Policy only
• Suppliers Term only
• None of The Above
• All The Above

27. One of the following states is a major producer of spices ……….

• Karnataka
• Tamil Nadu
• Kerala
• Gujarat
• Manipur

28. The NAV of a mutual fund ……

• Is always constant
• Keeps going up at a steady rate
• Fluctuates with market price movements
• Cannot go down at all
• None of these

29. The expansion of TRAI is …….

• Telecom Regulations and Inspection
• Transport Regulatory Authority of India
• Train Regulatory Authority of India
• Telecom Regulatory Authority of India
• Transfer Regulations Act of India

30. ASBA, a facility while applying / submitting an application for purchase of shares under a public issue, is ……….

• Applications Simple Balance Amount
• Amount Saved and Balance in Account
• Already Savings Blocked Amount
• Applications Supported by Blocked Amount
• None of these

31. A Saving Bank Deposit Account is one where ……….

• Amounts are deposited and are withdrawn as per requirement of the customers
• The deposits are made only once in a year
• Periodical Fixed amount are deposited month wise and withdrawals are allowed after a fixed period
• All the above
• None of these

32. Who is the Chief Minister of Maharashtra at present ?

• Ashok Chavan
• R. R. Patil
• Vilasrao Deshmukh
• Sushil Kumar Shinde
• None of these

33. The expansion of CDMA is …….

• Calculated Division of Many Applications
• Computer Divided Multiple Access
• Code Diversified Memory Applications
• Code Division Multiple Access
• None of these

34. ‘Merdeka Cup’ is associated with the game of ……….

• Tennis
• Hockey
• Badminton
• Cricket
• Football

35. Which of the following is a financial asset ?

• Gold
• Silver
• Shares in a demat account
• Land & buildings
• None of these

36. Zero balance account is generally allowed to be opened for ……….

• Salaried class
• businessmen
• foreign customers
• children
• Senior Citizens

37. In Deposits Account ‘KYC’ (Know Your Customer) has been implemented in 2002 as per directive of ……….

• IBA
• RBI
• Ministry of Finance
• SEBI
• IRDA

38. The regulator of the banking system in India is………

• AMFI
• Finance Minister
• SEBI
• IBA
• RBI

39. Ten Rupee notes contain the signature of………

• Finance Secretary, GOI
• Chairman, State Bank of India
• Governor, Reserve Bank of India
• Finance Minister, GOI
• Prime Minister

40. Statue of Liberty is the national monument of ……….

• Italy
• Australia
• France
• Denmark
• USA

41. Loan against the security of immovable property is by executing an agreement of ……….

• Assignment
• Pledge
• Transfer
• Mortgage
• None of these

42. Credit Rating ……….

• is used to rate the borrowers while giving advances
• is used to work out performance of the employees
• is used to calculate the number of excellent audit rated branches
• is NOT used in any Bank
• is necessary before giving promotion to employees

43. Who amongst the following is the recipient of the ‘Dadasaheb Phalke Award 2010’ ?

• Javed Akhtar
• Amitabh Bachchan
• Gulzar
• Hema Malini
• None of these

44. In Corporate Hedging, which one of the following types of risks can be covered ?

• Liquidity risk
• Currency risk
• Credit risk
• Transaction risk
• None of these

45. Bank of Rajasthan is now merged with which of the following banks ?

• AXIS Bank
• IDBI Bank
• ICICI Bank
• HDFC Bank
• None of these

46. As per GDP figures on calendar year basis, according to World Bank, which one of the following economies will have highest GDP growth in the year 2011 ?

• US
• China
• Japan
• India
• Brazil

47. In respect of infrastructure bonds issued under provisions of Section 80 CCF of the Income Tax Act, what is the maximum amount (Rs. in thousands), upto which these bonds can be covered ?

• 30
• 20
• 40
• 50
• None of these

48. Which of the following is the full form of the abbreviation ‘IFRS’ as used in corporate / finance sector ?

• Indian Financial Reconciliation Standards
• Interpretation and Formal Reporting System
• International Financial Reporting Standards
• International Financial Reporting System
• None of these

49. As per the new guidelines issued by SEBI, companies are required to list shares within how many days of the closure of the Initial Public Offers (IPOs) ?

• 60 days
• 12 days
• 30 days
• 45 days
• None of these

50. RTGS stands for ……….

• Real Time Gross Settlements
• Reduced Time Gross Settlements
• Relative Time Gross Settlements
• Real Total Gross Securities
• None of these

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