Syndicate Bank Probationary Officers General Awareness Solved Paper

Syndicate Bank Examination 2010

Exam Held on : 23.5.2010

Probationary officer General Awareness Papers

1. What is the full form of' ULIP', the term which was in the news recently?

1.  Universal Life & Investment Plan
2.  Unit Loan & Insurance Plan
3.  Universal Loan & Investment Plan
4.  Uniformly Loaded Investment Plan
5.  Unit Linked Insurance Plan

2. In one of his speeches Pranab Mukherjee said that the Govt had no plans to dilute the roles of market regulators. This means the role of which of the following will not be diluted?

1. Life Insurance Corporation of India (LIC)
2. Confederation of Indian Industry (CII)
3. Federation of Chambers of Commerce & Industry (FICCI)
4. Bureau of Indian Standards
5. Securities & Exchange Board of' India (SEBI)

3. As per the news published in some major financial news papers, the Maharashtra Govt is planning to introduce "Green Tax" on vehicles. What is the purpose of Green Tax?

1. It has been introduced with the aim of discouraging high consumption of petroleum products.
2. It is a tax levied by the Govt in place of VAT as VAT is not very profitable for State Govts.
3. It is just like a toll tax which will be charged from all the vehicles whenever they enter green areas of a city like hospitals, schools, and old-age homes.
4. This is a tax levied on big commercial vehicles only with the aim of prohibiting them from entering residential areas and non-commercial areas.
5. None of these

4. Very often we read in newspapers about 3G or Third Generation Technology. This is a set of standards used by which of the following?'

1. To combat climatic changes
2. Production of nuclear energy
3. Film production
4. Mobile telecommunications
5. All of these

5. Which of the following companies is NOT in the field of insurance business?

1. ICICI Prudential
2. Bajaj Allianz
3. Tata AIG
4. Aegon Religare
5. Royal Orchid

6. Many times we read that a corporate entity is hi the process of raising its capital base. Why is a company required to raise money to strengthen its capital base?
(A) To finance its expansion plans
(B) To finance its diversification plans
(C) To repay its loans and borrowings

1. Only A
2. Only B
3. Only C
4. Only A & B
5. All A, B & C

7. Many times we read in newspapers that a company is planning to bring a public issue. What does it mean?
(A) Shares of the company will be issued only through, public sector organisations like
banks/Central financial institutions etc.
(B) Shares of the company will be issued to general public only through primary market.
(C) This means some stakeholders/promoters are willing to leave the company. Hence they wish to sell their stock to the general public.

1. Only A
2. Only B
3. Only C
4. All A, B & C
5. None of these

8. Whenever some people wish to enter into the business world, it is a must for them to approach a bank. What services do banks provide them in this regard?
(A) Banks act as payment agents by operating current accounts, paying cheques and receiving payments for them.
(B) Maintaining account books for them for their day-to-day activities so that they are not
required to appoint account/finance personnel on a regular basis.
(C) Lending money by way of overdraft, installment loan, credit or advance for business
activities

1. Only A
2. Only B
3. Only C
4. Only A & C
5. All of these

10. As per the news published in various financial newspapers, Maruti Suzuki has no immediate plans to enter into "low-cost segment". This means
(A) Maruti-Suzuki will not reduce the price of its various products, as is being done by some
other manufacturers.
(B) Maruti-Suzuki does not want to produce a 'Nano"- like low-cost car in the near future.
(C) Maruti-Suzuki wants to retain its existing position Of luxury car makers and will not enter
into the area of makers of cars for the general public.

1. Only A
2. Only B
3. Only C
4. AII A, B & C
5. None of these

11. Which of the following is NOT a function of a bank?

1. Providing project finance
2. Selling Mutual Funds
3. Deciding policy rates like CRR, Repo Rate/SLR etc
4. Settlement of payments on behalf of the customers
5. All of these are functions of a bank

12. Which of the following is a form of "Small Savings Bank" popular among the poor or children?

1. Core Banking
2. Credit Banking
3. Debit Card
4. Merchant Banking
5. Piggy Banking

13. As published in various newspapers, India and European Union are trying to finalize a free trade pact. How will this help India and EU?
(A) Both the parties will be able to export-import goods without tariffs, quotas and preferences
on most of the goods and services traded between them.
(B) The European Union will have to accept all payments in rupees only whereas India will
accept all payments for its exports in euros only, The dollar will have no role in this business.
(C) Both parties will have to decide the total value of trade between them in advance and will be bound to obey the commitment made thus.

1. Only A
2. Only B
3. Only C
4. Ail A, B & C
5. None of these

14. The G-20 Summit in June 2010 is scheduled to be held at which of the following places?

1. London
2. Washington
3. Tokyo
4. Paris
5. Toronto

15. As we all know, the Govt of India has initiated several projects/schemes for revival and recharging of water bodies/lakes etc. What is meant by recharging of water
bodies?
(A) Recharge in fact is deep drainage of water bodies so that water starts moving downwards
from the surface.
(B) Recharge is nothing but digging new wells and lakes so that more water is available for use.
(C) Recharging means levy of a tax on use of ground water for private purposes. This is done in
addition to the usual tax that civic bodies collect on the usual water supply.

1. Only A
2. Only B
3. Only C
4. All A, B & C
5. None of these

16. As per the news published in various newspapers, China had to face its first "Trade Deficit" in six years. This means China

1. did not earn as much from its exports as it had to pay for its imports.
2. earned much more than its expectations on its exports and, paid very less on imports.
3. has decided to stop imports and exports for the time being as it is producing just enough for-its consumption.
4. has failed to keep its commitment to supply (export) goods as promised to various countries. The result is it may have to devalue its currency (Yuan) as it has lost its credibility in the market.
5. None of these

17. Several public sector organizations like ONGC, SAIL and NTPC received 'Scope Award.'
The award is given for which of the following?

1. Earning the highest profit amongst all PSUs
2. Creating the maximum number of jobs in a year
3. Donating the maximum amount in Pradhan Mantri Rahat Kosh in a year
4. Cutting down expenditure by 50% or more in a year to wipe out losses made in the previous year
5. Best Corporate Governance

18. Iron-ore is found in which of the following states in India?

1. Punjab
2. Rajasthan
3. Orissa
4. Jammu & Kashmir
5. Uttar Pradesh

19. Which of the following countries is in a deep crisis these days and is struggling to finance its budget deficit and govt debt?

1. Russia
2. Greece
3. Britain
4. USA
5. None of these

20. As per the budget documents placed in the Parliament in February 2010, what are the challenges India is facing on its economic front?
(A) To quickly revert to the high GDP growth path of 9%
(B) Making development more inclusive
(C) To strengthen the governmental system and the process of governance at different levels

1. Only A
2. Only B
3. Only C
4. All A, B & C
5. None of these

21. Prabha Rao was the. Governor of which of the following states immediately prior to her death?

1. Rajasthan
2. Himachal Pradesh
3. Maharashtra
4. Goa
5. None of these

22. Who amongest the following is NOT a famous Lawn Tennis player?

1. Cara Black
2. Mike Bryan
3. Denis Ndiso
4. Serena Williams
5. Leander Paes

23. Dr. K. Radhakrishnan, whose name was in the news recently, is the Chairman of

1. Indian Space Research Organization
2. Atomic Energy Commission
3. Department of information Technology
4. Unique Identification Authority of India
5. None of these

24. Which of the following awards is given by the Govt of Madhya Pradesh?

1. Shanti Swarup Bhatnagar Award
2. Jawaharlal Nehru Award
3. Shikhar Sarnman
4. Pravasi Bhartiya Samman
5. None of these

25. Which of the following terms is NOT used in Cricket?

1. Ashes
2. Backfoot shot
3. Smash
4. Crease
5. All are used in cricket

26. Which of the following cups /trophies is NOT given for excellence in the game of Badminton?

1. Uber Cup
2. Thomas Cup
3. Syed Modi Memorial Trophy
4. Aros Junior Cup
5. Merdeka Cup

27. The Ministerial level meeting of the BASIC Group of countries was held in New Delhi in January 2010. Which of the following is NOT a member of the BASIC Group?

1. Brazil
2. South Africa
3. Russia
4. China
5. India

28. Which of the following Bills recently approved in the Union Cabinet will help in better health services in the country?

1. Right to Better Health Services Bill
2. National Health Care Bill
3. Clinical Establishments (Registration & Regulation) Bill
4. Essential Services Bill
5. None of these

29. Who amongst the following is a Padmashri Award winner recently?

1. Chanda Kochhar
2. Kumar Mangalam Birla
3. Saif Ali Khan
4. Harsh Pati Singhania
5. None of these

30. Who amongst the following is NOT a famous author?

1. VS Naipaul
2. Leander Paes
3. Anita Desai
4. Kiran Desai
5. Chetan Bhagat

31. Ivo Josipovic, whose name was in the news recently, is the

1. Prime Minister of Croatia
2. President of Croatia
3. President of Barbados
4. Prime Minister of Bolivia
5. None of these

32. Priyanka Chopra was given a National Award at the 56th National Awards for her acting for which of the following films?

1. Love Story 2050
2. What's your Rashee
3. Kaminey
4. Fashion
5. None of these

33. Roger Federer is a famous

1. Film actor
2. Author
3. Lawn Tennis Player
4. Cricketer
5. None of these

34. Who amongst the following was awarded the prestigious Dada Saheb Phalke Award recently?

1. VK Moorthy
2. Madhur Bhandarkar
3. Mahesh Bhatt
4. Rekha
5. Hema Malini

35. Lee Myung-bak, who was the Chief Guest at the 61st Republic Day Function of India, is the

1. President of South Korea
2. Prime Minister of South Korea
3. President of Vietnam
4. Prime Minister of Vietnam
5. None of these

36. The late Jyoti Basu was associated with which of the following political parties?

1. BJP
2. CPI (M)
3. Congress
4. Samajwadi Party
5. None of these

37. Which of the following schemes launched by the Govt. of India is a scheme to improve the performance of the agricultural sector?

1. National Horticulture Mission
2. Pulse Polio Abhiyan
3. Old Age Pension Scheme
4. Bharat Nirman Yojana
5. None of these

38. 'LBW' is a term related to the game of.

1. Badminton
2. Cricket
3. Hockey
4. Football
5. None of these

39. "Saraswati Samman" is an award given for excellence in the field of

1. Sports
2. Social Service
3. Literature
4. Science & Technology
5. None of these

40. 'Heavy Water' is used in which of the following fields?

1. Thermal Power
2. Cement
3. Iron & Steel
4. Nuclear Power
5. None of these

41. Which of the following is a Horticulture Crop?

1. Paddy
2. Wheat
3. Mango
4. Bajra
5. None of these

42. Dr Amartya Sen is a famous

1. Physicist
2. Chemical Engineer
3. Psychologist
4. Economist
5. None of these

43. Which of the following nations is considered the originator of the concept of Micro Finance?

1. India
2. Bangladesh
3. South Africa
4. USA
5. None of these

44. India's first transgenic crop was

1. Potato
2. Brinjal
3. Sugarcane
4. Bt. cotton
5. None of these

45. White Tiger is a book written by

1. RK Narayan
2. Shobhaa De
3. Khushwant Singh
4. Arundhati Roy
5. Aravind Adiga

46. Shanti Swarup Bhatnagar Award is given for excellence in the field of

1. Literature
2. Music
3. Sports
4. Science & Technology
5. None of these

47. At present Dr. D Subbarao is the

1. Governor of Orissa
2. Deputy Chairman of the Planning Commission
3. Chairman of the FICCI
4. India's Representative in lMF
5. None of these

48. Banks borrow money from the RBI on which of the following rates?

1. Bank rate
2. CRR
3. SLR
4. Reverse Repo Rate
5. Repo Rate

49. Usain Bolt is a famous

1. Cricket player
2. Athlete
3. Badminton Player
4. Footballer
5. None of these

50. Govt normally does not announce the Minimum Support Price (MSP) of

1. Wheat
2. Paddy
3. Sugarcane
4. Jure
5. All of these

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State Bank Of India Examination : Download SBI Solved Paper

State Bank Of India Examination 

Exam Held on 07.08.2015

General Awareness & Marketing & Computers

1. A major Public Sector Bank raised interest rates on loans by 25 basis points–was news in some major financial newspapers recently. This means bank has raised interest by 25 basis points of–

1. Savings Bank Interest Rate
2. Base Lending Rate
3. Repo Rates
4. Present Rates on Deposits
5. Discounted Rates of Interest

2. The Finance Minister of India in one of his press conferences said that inflationary pressure is likely to continue following recent increase in rates of some commodities in international markets. Which of the following commodities was he referring to as it gets frequent increase at international levels and disturbs our Home Economy substantially ?

1. Gold and Silver
2. Petroleum products
3. Tea and Coffee
4. Sugar
5. Jute and Jute products

3. Immediately prior to change in the measure of Food Inflation, which of the following indexes was being used for measuring it?

1. Wholesale Price Index
2. Consumer Price Index
3. Interest Rates offered by banks on deposits
4. Sensex and Nifty
5. None of these

4. What is the full form of 'FINO' a term we see frequently in financial newspapers ?

1. Financial Investment Network and Operations
2. Farmer's Investment in National Organization
3. Farmers Inclusion News and Operations
4. Financial Inclusion Network and Operations
5. None of these

5. Which of the following is / are commodity/ies on which subsidy is given to farmers / poor in India ?
1. Fertilizer
2. Kerosene
3. LPG

1. Only1
2. Only 2
3. Only 3
4. Only 1 and 3
5. All 1, 2 and 3

6. 'Bhagyam Oilfields' which were recently in news are located in which of the following states in India ?

1. Rajasthan
2. Gujarat
3. Assam
4. Maharashtra
5. Karnataka

7. The Finance Minister of India recently decided to review the position of 'Bad Debts' in priority sector. Which of the following is/are the reason(s) owing to which PM took this decision ?
1. Bad Debt in agriculture is still rising substantially every year despite special treatment to it.
2. Bad Debt in other areas of priority sector is almost nil now,
3. Govt. is planning to disburse another installment of Rs. 1,60,000 crore which will bring 'Bad Debts' almost at 'Nil level' and no special treatment will be needed in next fiscal year.

1. Only 1
2. Only 2
3. Only 3
4. Both 1 and 2
5. All 1, 2 and 3

8. Which amongest the following countries is not a member of the TAPI pipe line project, which was in news recently ?

1. India
2. Afghanistan
3. Portugal
4. Pakistan
5. Turkmenistan

9. An agreement on Arms Reduction popularly known as 'START' is one of the major issues in the way of smooth relations between which of the following two countries ?

1. India–Pakistan
2. India–China
3. China–Japan
4. USA–Russia
5. Russia–Iran

10. The International WWW Conference-2011 was organized in which of the following places in March 2011 ?

1. London
2. Paris
3. Vienna
4. Manila
5. Hyderabad

11. Which of the following international agencies/ organizations had initiated an "International Convention for the 'Protection of All Persons from Enforced Disappearance' , which came into effect recently ?

1. World Health Organization (WHO)
2. International Court of Justice
3. International Maritime Organization
4. International Atomic Energy Agency
5. United Nations organization

12. 'BRIC' which was the Organization of 4 nations namely Brazil, Russia, India and China has now become 'BRICS'. Which is the fifth nation included in it ?

1. South Korea
2. Sp Lanka
3. Singapore
4. Spain
5. South Africa

13. The process of acquisition of agricultural land and its compensation to farmers recently came up as a major issue in which of the following states ? (It also created law and order problem in the State)

1. Haryana
2. Gujarat
3. Uttar Pradesh
4. Rajasthan
5. Punjab

14. What does the letter 'L' denote in term 'LAF' as referred every now and then in relation to monetary policy of the RBI ?

1. Liquidity
2. Liability
3. Leveraged
4. Longitudinal
5. Linear

15. BP Pic which was in news recently is a major international company in field of–

1. Heavy Machinery
2. Oil exploration and processing
3. Atomic Energy
4. Information Technology
5. None of these

16. Who amongest the following has been appointed as the new coach of the Indian Cricket team for a period of two years ?

1. Stuart Law
2. Allan Border
3. Gary Kirsten
4. Duncan Fletcher
5. Allan Donald

17. Why was Kanishtha Dhankhars name in news recently ?

1. She was crowned Femina Miss India-2011
2. She was adjudged Best Actress-2010 by Film Fare
3. She is the new Capital of India's woman cricket team
4. She is the new Dy. Minister Textile in place of Dayanidhi Maran
5. None of these

18. K. Balachander, who was awarded prestigious Dada Saheb Phalke Award-2010, is basically a/an–

1. Actor
2. Director
3. Photographer
4. Music Director
5. Choreographer

19. Banks and other financial institutions in India are required to maintain a certain amount of liquid assets like cash, precious metals and other short term securities as a reserve all the time. In Banking World this is known as–

1. CRR
2. Fixed Asset
3. SLR
4. PLR
5. None of these

20. Which of the following Space agencies recently launched three satellites and placed them into Polar Sun Synchronous Orbit successfully?

1. NASA
2. ROSCOSMOS
3. cnsa
4. ISRO
5. JAXA

21. As per the decision taken by the Govt. of India recently, "Bamboo is a liberated item now". What does it really mean ?
1. Bamboo, henceforth will be treated as a minor forest produce only.
2. Now villagers are free to sell bamboo in their community forest areas.
3. Gramsabha is given right to issue transport passes to legally transport the produce.

1. Only 1
2. Only 2
3. Only 3
4. All 1, 2 and 3
5. None of these

22. Union Cabinet recently passed a Rs. 7000 crore project to clean-up which of the following rivers in India?

1. Narmada
2. Ravi
3. Ganga
4. Chambal
5. Krishna

23. As per estimates of the Planning Commission of India the target growth rate of 12th Five Year Plan is set to–

1. 7 to 8%
2. 8.0% to 8.5%
3. 9% to 9.5%
4. 10 to 10.5%
5. 11%

24. Good luck Jonathan was recently reelected the President of–

1. South Africa
2. Nigeria
3. Kosovo
4. Haiti
5. None of these

25. Which of the following schemes is not launched by the Ministry of Rural Development, Govt. of India ?

1. National Old Age Pension Scheme
2. National Maternity Benefit Scheme
3. National Family Benefit Scheme
4. Mid-Day Meal Scheme
5. All are launched by Ministry of Rural Development

26. Where you are likely to find an embedded operating system ?

1. on a desktop operating system
2. on a networked PC
3. on a network server
4. on a PDA
5. on a mainframe

27. An online discussion group that allows direct 'live' communication is known as–

1. Webcrawler
2. chat group
3. regional service provider
4. hyperlink
5. e-mail

28. Which of the following is a program that uses a variety of different approaches to identify and eliminate spam ?

1. Directory search
2. Anti-spam program
3. Web server
4. Web storefront creation package
5. Virus

29. Connection or link to other documents or Web Pages that contain related information is called–

1. dial-up
2. electronic commerce
3. hyperlink
4. e-cash
5. domain name

30. Which of the following is a programming language for creating special programs like applets ?

1. Java
2. cable
3. domain name
4. Net
5. COBOL

31. The system unit–

1. coordinates input and output devices
2. is the container that houses electronic components
3. is a combination of hardware and software
4. controls and manipulates data
5. does the arithmetic operations

32. System software–

1. allows the user to diagnose and troubleshoot the device
2. is a programming language
3. is part of a productivity suit
4. is an optional form of software
5. helps the computer manage internal resources

33. Computer and communication technologies, such as communication links to the Internet that provide help and understanding to the end user is known as–

1. presentation file
2. information technology
3. program
4. worksheet file
5. FTP

34. Which of the following is contained on chips connected to the system board and is a holding area for data instructions and information ? (processed data waiting to be output to secondary storage)

1. program
2. mouse
3. Internet
4. memory
5. modem

35. Microsoft's Messenger allows users to–

1. to bypass a browser to surf the Web
2. create a blog
3. communicate via direct live communication
4. identify and eliminate spam
5. make graphic presentations

36. Portable computer, also known as laptop computer, weighing between 4 and 10 pounds is called–

1. general-purpose application
2. Internet
3. scanner
4. printer
5. notebook computer

37. The main circuit-board of the system unit is the–

1. computer program
2. control unit
3. motherboard
4. RAM
5. None of these

38. Which of the following is billionth of a second ?

1. Gigabyte
2. Terabyte
3. Nanosecond
4. Microsecond
5. Terasecond

39. Online Marketing is the function of which of the following ?

1. Purchase Section
2. Production Department
3. I.T. Department
4. Designs Section
5. A collective function of all staff

40. Customization is useful for–

1. Designing customer specific products
2. Call centers
3. Publicity
4. Motivating the staff
5. Cold calls

41. The key challenge to market driven strategy is–

1. Selling maximum products
2. Employing maximum DSAs
3. Delivering superior value to customers
4. Being rigid to changes
5. Adopting short term vision

42. Effective Selling skills depends on–

1. Size of the sales teams
2. Age of the sales teams
3. Peer strength
4. Knowledge level of the sales team
5. Educational level of the sales team

43. Generation of sales leads can be improved by–

1. Being very talkative
2. Increasing personal and professional contacts
3. Being passive
4. Engaging Recovery Agents
5. Product designs

44. A Market Plan is–

1. Performance Appraisal of marketing staff
2. Company Prospectus
3. Documented marketing strategies
4. Business targets
5. Call centre

45. Marketing channels mean–

1. Delivery objects
2. Sales targets
3. Delivery outlets
4. Delivery boys
5. Sales teams

46. Social Marketing means–

1. Share market prices
2. Marketing by the entire society
3. Internet Marketing
4. Marketing for a social cause
5. Society bye-laws

47. Service Marketing is the same as–

1. Internet Marketing
2. Telemarketing
3. Internal Marketing
4. Relationship Marketing
5. Transaction Marketing

48. Market driven strategies include–

1. Identifying problems
2. Planning marketing tactics of peers
3. Positioning the Organization and its brands in the market place
4. Internal marketing
5. Selling old products

49. Innovation in marketing is same as–

1. Motivation
2. Perspiration
3. Aspiration
4. Creativity
5. Teamwork

50. Personal Loans can be canvassed among–

1. Salaried persons
2. Pensioners
3. Foreign Nationals
4. NRI customers
5. Non-customers

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