State Bank Of India Probationary Officer Exam held on 28.04.2013 SBI PO General Awareness Questions

State Bank Of India Probationary Officer 

Exam held on 28.04.2013

SBI PO General Awareness Questions

1. Every year March 20 is celebrated as what day ?

• World Sparrow Day
• International Women’s Day
• World Cuckoo Day
• International Child Day
• International Mother’s Day

2. Invisible Export means export of–

• Services
• Prohibited goods
• Restricted goods
• Goods as per OGL list
• Other than those given as options

3. One of the famous Indian Sportsperson released his/her autobiography–’Playing to Win’ in November 2012. Name the sports-person correctly–

• Saina Nehwal
• Mary Kom
• Yuvraj Singh
• Sachin Tendulkar
• Sushil Kumar

4. The NRIs while investing in the equity of a company cannot buy more than prescribed percentage of the paid up capital of that company .What is the prescribed percentage ?

• 2% 
• 3% 
• 4% 
• 5% 
• 6%

5. Government as part of the recapitalisation plan, infused capital in State Bank of India recently. Indicate the approximate capital infusion–

• Rs. 500 cr. 
• Rs. 1000 cr. 
• Rs. 1,500 cr.
• Rs. 2,000 cr. 
• Rs. 3,000 cr.

6. Prof. Muhammad Yunus, the recipient of the Nobel Peace Prize 2006 is the exponent of which of the following concepts in the field of banking ?

• Core Banking 
• Micro Credit 
• Retail Banking
• Real Time Gross Settlement 
• Internet Banking

7. Banks in India are required to maintain a portion of their demand and time liabilities with the Reserve Bank of India. This portion is called–

• Statutory Liquidity Ratio 
• Cash Reserve Ratio 
• Bank Deposit
• Reverse Repo 
• Government Securities

8. The European Union has adopted which of the following as a common currency ?

• Dollar 
• Dinar 
• Yen
• Euro 
• Peso

9. Who is the Captain of Australian Cricket Team, which currently (March 2013) visited India ?

• Michael Clarke 
• Shane Watson 
• Shane Warne
• Michael Hussey 
• Ricky Ponting

10. Who is the author of the book ‘Women of Vision’ ?

• Ravinder Singh 
• Preeti Shenoy 
• Amish Tripathi
• Durjoy Dutta 
• Alam Srinivas

11. Which of the following term is associated with the game of Cricket ?

• Bouncer 
• Love 
• Goal
• Mid Court 
• Collision

12. The Holidays for the Banks are declared as per–

• Reserve Bank Act 
• Banking Regulation Act 
• Negotiable Instruments Act
• Securities and Exchange Board of India Act 
• Companies Act

13. In banking business, when the borrowers avail a Term Loan, initially they are given a repayment holiday and this is referred as–

• Subsidy 
• Interest Water 
• Re-phasing
• Interest concession 
• Moratorium

14. One of IT Company from India has become the first Indian Company to trade on NYSE Euronext London and Paris markets from February 2013 onwards. Which is this company ?

• Wipro Infotech Ltd.
• L&T Infotech
• HCL Technologies LTD.
• Infosys Technologies Limited
• Polaris Financial Technology Ltd.

15. Banking Ombudsman is appointed by–

• Government of India 
• State Governments 
• RBI
• ECGC 
• Exim Bank

16. BSE (Bombay Stock Exchange), the oldest stock exchange in Asia has joined hands with one more International index in February 2013. This association has resulted in change of name of BSE index. What is the change of name effected ?

• Dow Jones BSE Index 
• NASDAQ BSE Index 
• S&P BSE Index
• Euronext BSE Index 
• Other than those given as options

17. Interest on Savings deposit now-a-days is–

• Fixed by RBI 
• Fixed by the respective Banks 
• Fixed by the Depositors
• Fixed as per the contract between Bank and the Consumer Court 
• Not pay by the Bank

18. The customers’ by opening and investing in the Tax Saver Deposit Account Scheme in a bank would get benefit under–

• Sales Tax 
• Customs Duty 
• Excise Duty
• Professional Tax 
• Income Tax

19. Preshipment finance is provided by the banks only to–

• Credit Card Holders 
• Students aspiring for further studies 
• Brokers in equity market
• Village Artisans 
• Exporters

20. A non-performing asset is–

• Money at call and short notice 
• An asset that ceases to generate income
• Cash balance in till 
• Cash balance with RBI
• Balance with other banks

21. Interest below which a bank is not expected to lend to customers is known as–

• Deposit Rate 
• Base Rate 
• Prime Lending Rate
• Bank Rate 
• Discount Rate

22. Government usually classifies its expenditure in term of planned and non-planned expenditure. Identify, which is the correct definition of Planned expenditure ?

• It represents the expenditure of all the State Governments
• It represents the total expenditure of the Central Government
• It is the expenditure which is spent through centrally sponsored programmes and flagship schemes of Government
• It represents the expenditure incurred on Defence
• Other than those given as options

23. Which of the following organization is made specifically responsible for empowering Micro, Small and Medium enterprises in India ?

• NABARD
• RBI 
• SIDBI
• ECGC 
• SEBI

24. The Union Budget for 2013-14 proposed by the Finance Minister on February 28, 2013 announced introduction of new variety of bonds by the Government. What is the name of these bonds ?

• Deep discount bonds 
• Zero Coupon bonds 
• Bullet Bonds
• Inflation Indexed Bonds 
• Inflation Variable Bonds

25. RBI has released its guidelines for entry of new banks in the private sector in the month of February 2013. One of the norms is at least a prescribed percentage of branches of new bank should be set in unbanked rural centres with a population of upto 9,999 people. What is the percentage of such branches prescribed in the norms?

• 10% 
• 15% 
• 18%
• 25% 
• Other than those given as options

26. A joystick is primarily used to/for–

• Control sound on the screen 
• Computer gaming 
• Enter text
• Draw pictures 
• Print text

27. The CPU comprises of Control, Memory and …………….. units.

• Microprocessor 
• Arithmetic/Logic 
• Output
• ROM 
• Input

28. Which of the following uses a handheld operating system ?

• A super computer 
• A personal computer 
• A laptop
• A mainframe 
• A PDA

29. To display the contents of a folder in Windows Explorer you should–

• click on it 
• collapse it 
• name it
• give it a password 
• rename it

30. ‘C’ in CPU denotes–

• Central 
• Common 
• Convenient
• Computer 
• Circuitry

31. …………….. is the most important/powerful computer in a typical network.

• Desktop 
• Network Client 
• Network server
• Network station 
• Network switch

32. Which is not a storage device ?

• A CD 
• A DVD 
• A Floppy disk
• A Printer 
• A Hard disk

33. Which bf the following refers to the rectangular area for displaying information and running programs ?

• Desktop 
• Dialog box 
• Menu
• Window 
• Icon

34. …………….. devices convert human-understandable data and programs into a form that the computer can process.

• Printing 
• Output 
• Solid state
• Monitor 
• Input

35. The software that is used to create text-based documents are referred to as–

• DBMS 
• suites 
• spreadsheets
• presentation software 
• word Processors

36. …………….. is a Windows utility program that locates and eliminates unnecessary fragments and rearranges files and unused-disk space to optimize operations.

• Backup 
• Disk Cleanup 
• Disk Defragmenter
• Restore 
• Disk Restorer

37. Which of the following refers to too much electricity and may cause a voltage surge?

• Anomaly 
• Shock 
• Spike
• Virus 
• Splash

38. A (n) …………….. appearing on a web page opens another document when clicked.

• anchor 
• URL 
• hyperlink
• reference 
• heading

39. A successful marketing Person requires one of the following qualities–

• Empathy 
• Sympathy 
• Insistence
• Aggressiveness 
• Pride

40. Market segmentation can be resorted to by dividing the target group as per–

• Income levels of customers 
• Age of the employees 
• Needs of the sales persons 
• Marketing skills of the employees 
• Size of the Organization

41. Innovation in marketing is same as–

• Abbreviation 
• Communication 
• Creativity
• Aspiration 
• Research work

42. Effective Selling Skills depends on–

• Number of languages known to the DSA 
• Data on marketing staff 
• Information regarding IT market
• Knowledge of related market 
• Ability to talk fast

43. A Direct Selling Agent (DSA) is required to be adept in–

• Surrogate marketing 
• Training Skills 
• Communication skills
• Market Research 
• OTC Marketing

44. Leads can be best sourced from–

• Foreign customers 
• Yellow pages 
• Dictionary
• List of vendors 
• Local supply chains

45. Value added services means–

• Low cost products 
• High cost products 
• At par services
• Additional services for the same cost 
• Giving Discounts

46. Post-sales activities includes–

• Sales presentation 
• Customer Feedback 
• Customer identification
• Customer apathy 
• Product design

47. The target market for Debit Cards is–

• All existing account-holders 
• All agriculturists 
• All DSAs
• All vendors 
• All outsourced agents

48. The Competitive position of a company can be improved by–

• increasing the selling price 
• reducing the margin 
• ignoring competitors
• increasing the cost price 
• understanding and fulfilling customers’ needs

49. A good Brand can be built up by way of–

• Customer grievances 
• Break-down of IT support 
• Old age
• Large number of products 
• Consistent offering of good services

50. The ‘USP’ of a product denotes–

• Usefulness of the product
• Drawback of a product
• Main functions
• Number of allied products available
• High selling features of a product

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Q.1.On 7th May 2008, Agni-I was test-fired. It was

• Ballistic Missile
• Surface to air missile
• Land to sea missile
• Air to air missile

Q.2.Which of the following High Courts has recently quashed the merit list issued in 2006 & 2007 by the centre and the UPSC

• Bhopal High Court
• Rajasthan High Court
• Madras High Court
• Guwahati High Court

Q.3.Recently the Acronym START came into News. START stands for

• Strategic Association for Restructuring Trade
• Strategic Arms Limitation Treaty
• System Tracking and Reprocessing Team
• None of the above

Q.4.People Democratic Party emerged second largest party with 33·01% in elections held in

• Bhutan
• Nepal
• Zimbabwe
• Italy

Q.5.According to the World Conservation Union Report, the number of plant species in India listed as threatened is

• 247 plant species
• 250 plant species
• 275 plant species
• 255 plant species

Q.6.Which of the following states passed a Bill in March 2008, amending the Registration Act 1908 to prohibit foreigners from buying land in the state

• Kerala
• Andhra Pradesh
• Goa
• Maharashtra

Q.7.The renowned scientist John Wheeler who died in April 2008, was originally hailed from

• Australia
• U.S.A.
• Finland
• Britain

Q.8.Who received Indira Gandhi Prize for Peace, Disarmanent and Development for 2007

• Bill Gates
• Nelson Mandela
• Bill and Melinda Gates Foundation
• Arthur C. Clarke

Q.9.The 2008 UNESCO/Guillermo Cano World Press Freedom Prize awarded to

• Lydia Cacho Ribeiro
• Anna Politkovskaya
• May Chidiac
• U Win Tin

Q.10.Which of the following Indian players has not completed 10,000 runs in Test cricket

• Rahul Dravid
• Sachin Tendulkar
• Sunil Gavaskar
• Virendra Sehwag

Q.11.On March 26, 2008, NASA space shuttle which returned safely to Earth after completing 16 day mission to International Space Station was

• Discovery
• Endeavour
• Columbia
• None of the above

Q.12.Jules Verne is European

• Space shuttle
• Missile shield system
• Biggest spacecraft
• Mission to Antarctica

Q.13.India's National Vector Borne Disease Control Programme has prepared the country's first

• Dirrohoea map
• Malarial map
• Bird flu map
• Cancer map

Q.14.˜The World Is What It Is is the biography of

• V. S. Naipal
• Khushwant Singh
• Amrita Preetam
• A.P.J. Abdul Kalam

Q.15.According to a World Bank Report India got remittances in 2007 worth

• $ 30 billion
• $ 35 billion
• $ 25 billion
• $ 27 billion

Q.16.The Summit of NATO (NORTH ATLANTIC TREATY) was held in April in

• Romania
• Morocco
• Pakistan
• Indonesia

Q.17.According to latest WHO report the number of estimated TB cases found every year in India is

• 2·2 million
• 1·9 million
• 1·5 million
• 1·7 million

Q.18.Tata purchased Jaguar and Rover from

• Hyundai 
• Maruti Suzuki 
• Ford Motor
• None of the above

Q.19.According to a survey, the country which has the highest number of internet users is

• U.S.A.
• China
• Japan
• Germany

Q.20.Which country has won the Women's Asia Cup Cricket 2008 which was held in Colombo in the monthe of May 2008 ?

• Brisbane
• Melbourne
• Sydney
• Perth

Q.21.According to Prime Ministers Economic Advisory Council (EAC) headed by C. Rangrajan the economic growth rate for 2008-09 will remain at

• 8%
• 8·5%
• 9%
• 8·9%

Q.22.The Pritzkar Architecture Prize has been won by

• Bill Gates Foundation
• William Harvey
• Jea Nouvel
• None of the above

Q.23.Which of the following cricket player has been banned for violating the players code of conduct by PCB ?

• Danish Kaneria
• Shoaib Malik
• Mohammad Yousuf
• Shoaib Akhtar

Q.24.The National Rural Employment Guarantee Scheme has now been extended to all 604 districts of the country with a total budget outlay of

• 18000 crore
• 16000 crore
• 15000 crore
• 14000 crore

Q.25.Inflation which soared above 7% in the month of April is measured by

• Consumer Price Index
• Retail Price Index
• Whole Sale Price Index
• Industrial Price Index

Q.26.The winner of Bahrain Grand Prix is

• Lewis Hamilton
• Kartikeyan
• Felipe Massa
• Robert Kubica

Q.27.The winner of Miss India Earth 2008 is

• Tanvi Vyas
• Suman Kaur
• Rashmi Sehgal
• Rani Sharma

Q.28.In face of rising prices, Central Government has decided to set strategic Reserve of foodgrains over and above buffer stock. The limit of the reserve is

• 10 million tonnes
• 7 million tonnes
• 6 million tonnes
• 5 million tonnes

Q.29.Which of following newspapers/magazines won six Pulitzer prizes

• The New York Times
• The Times Magazine
• The Washington Post
• The Guardian

Q.30.Leftism in India, 1917-1947 is a book written by

• S. R. Chaudhuri
• K. Kanwar
• R. Nagaswamy
• Sudipto Chatterjee

Q.31.Recently President Pratibha Patil visited three countries. Which of the following was not the part of her trip

• Argentina
• Chile
• Mexico
• Brazil

Q.32.GJM stands for

• General Justice Movement
• Gorkha Janmukti Morcha
• Gorkhaland Janshakti Morcha
• Gorkha Janjagriti Morcha

Q.33.The elections of which of the following countries were marred by controversy

• Italy
• Spain
• Zimbabwe
• Nepal

Q.34.Supreme Court has upheld the law enacted in 2006 providing 27% for candidates belonging to

• SCs
• STs
• OBC
• Minorities OBC

Q.35.At which of the following places have the remains of early human history been found in excavation

• Chittorgarh
• Bhavnagar
• Kolkata
• Karaikal

Q.36.Salwa Judum is

• Terrorist organization
• A branch of naxalite
• Name of a police force
• An anti naxalite movement

Q.37.When was Nepal declared a Secular Nation

• in 2005
• in 2007
• in 2008
• in 2006

Q.38.The Director General of UN Food and Agriculture Organisation of present is

• Jacques Diouf
• Kundekeh K. Yumkella
• Jammel Al Hiyilan
• Michael Griffin

Q.39.According to a research, stem cells from skin can treat

• Alzhumer
• Schizophrenia 
• Parkinsons disease
• None of the above

Q.40.When did the Olympic torch relay begin ?

• in 1950
• in 1952
• in 1953
• in 1963

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