Institute of Banking Personnel Selection Examination
IBPS Clerk General Awareness Questions
1. The largest bank in India is ..........?
ICICI bank
Syndicate Bank
Union bank of India
Bank of India
State Bank of India
2. State bank of India head office is in ..........?
New Delhi
Kolkata
Chennai
Mumbai
Hyderabad
3. Mumbai has the head offices of many Financial Institutes. Which of the following bank/ institute/ PSU do not have the head office in Mumbai?
SEBI
RBI
Bank of Baroda
Bank of India
IDBI
4. Bank of Baroda, Andhra Bank and L&G(U.K) established 'M/S India Invest'. M/S India Invest is a ..........?
Real Estate Company
Insurance Company
Foreign Exchange Office
Stock Exchange
Savings Plan
5. Insurance Company 'Met Life' has headquarters in ..........?
Canada
Japan
England
U.S.A
Australia
6. Australia based IAG (Insurance Australia Group) and .......... had tie up to do General Insurance business?
SBI
LIC
UTI
Reliance Industries
Rcom
7. SBI is the largest public sector bank. Which is the second largest public sector bank crossed having of 5,000 branches?
Bank of India
Bank of Baroda
ICICI
Punjab National Bank
Union Bank of India
8. Punjab National Bank and .......... had tie up together to have Core Banking Solutions (CBS) linking of its Regional Rural Banks (RRB)?
NABARD
SBI
IDBI
UTI
SBI DHFI
9. NABARD ( National Bank for Agriculture and Rural Development) established JLG to extract the productive capability from rural population?
Junior Link Group
Join Life Group
Joint Line Gauge
Joint Liability Group
None
10. Joint Liability Groups replicate the ..........?
Sole Help Group
Sole Help Grain
Stone Help Group
Second Help Group
Self Help Group
11. Self Help Groups will be provided with 7 % rate of interest on par with .......... as decided by central government recently?
Vehicle Loan
Business Loan
Home Loan
Agriculture Loan
All of above
12. Agriculture Loans are called Regulated Loans. Which Deposit is Regulated Deposit other than NRI account?
Savings Account
Fixed Deposit
Current Account
Recurring Account
Joint Account
13. Savings Deposits cannot be opened/operated by ..........?
Public Sector Banks
Co-operative Banks
Foreign Banks
Non-Banking Finance Companies
Private Sector Banks
14. Non-Banking Companies list given. Pick up wrong one?
Sri Ram Finance
Mutthoot Finance
Manappuram Finance
ICICI Bank
Margadarsi Finance
15. ICICI is the ..........private bank in India?
Second largest
Third largest
Sixth largest
Largest
Tenth largest
16. Largest borrower in India is ..........?
Reserve Bank of India
Government of India
State bank of India
Uttar Pradesh
None
17. Government of India declares Minimum Support Price (MSP) for many goods/products every year. Which of the following commodities do not cover MSP in principle?
Paddy
Bank Products
Wheat
Gram
Millets
18. Bank products do not cover ..........?
Deposit
Judicial Stamps
Loans
Credit Cards
All of above
19. Judicial Stamps and Postal Stamps are printed in Indian Security press Nasik. Nasik is in ..........?
Andhra Pradesh
West Bengal
Odisha
Tamilnadu
Maharastra
20. Maharastra based bank, Bank of Maharastra celebrated .......... celebrations in 2010. Its head office is in Pune?
Silver
Gold
Platinum
Centenary
Diamond
21. Platinum Celebrations of .......... celebrated On that eve, One rupee coin minted?
Reserve Bank of India
State Bank of India
Central Bank of India
Securities and Exchange Board of India (SEBI)
None
22. Reserve Bank of India established Credit Guarantee Corporation of India ( CGCI) in 1971 to encourage more flow of banks credit to ..........?
Big industries
Self Help Groups
Small business firms
Co-operative banks
Software industries
23. Small business and poor families approach ..........to take small amounts of loans?
Foreign banks
Public Sector banks
Private Sector banks
Micro-Finance Companies
Rating Agencies
24. Micro-Finance companies Bill passed by ..........to control nuisance of micro-finance companies?
Karnataka
Maharastra
Andhra Pradesh
West Bengal
Odisha
25. Andhra Pradesh head office bank is ..........?
State bank of Hyderabad
Syndicate bank
Union bank of India
HDFC
United Bank of India
26. The term not related to banking is ..........?
Crossing
NPA
Priority Sector Lending
On Line banking
Call option
27. Term not related to Stock Market is ..........?
DEMAT
Bad Delivery
Badala
Bid and Offer
Basel
28. Term not related to Economics?
Diminishing Marginal Utility
Demand and Supply
National Income
Consumer Surplus
Law of Motion
29. Which term not related to Banking Technology?
NEFT
RTGS
BOUNCE
SWIFT
ATM
30. Which is not a currency of any country in the world?
Dolla
Lira
Brussels
Pound
Yuan
31. Which is not a subsidiary/Associate/agency of any bank in India?
SBH
ICICI Lombard
NABARD
SBI Life
All of above
32. 113th Constitutional amendment related to ..........?
Change the state name of Orissa to Odisha
Right to Education
Voter's eligibility age reduced from 21 years to 18 years
Establishment of GST council
Making Election commission as multiple body
33. Coal India recently got the status of ..........?
Navarathna
Mini-Ratna
Maharatna
Veerratna
None
34. As per the 2011 census, the lowest population state is ..........?
Sikkim
Goa
Manipur
Meghalaya
Assom
35. First time Lokpal Bill introduced in parliament in ..........?
1)1968
2)1971
3)1951
2001
2011
36. New war ship 'Trikhand' introduced in Indian Navy. It is manufactured and imported from ..........?
USA
France
Australia
Russia
Japan
37. 'Scotia Prince' is the boat run between ..........after 30 years?
India and China
India and Australia
India and Myanmar
India and Sri Lanka
India and Russia
38. Expand PURA?
Urban Areas in Rural Areas
Universal Amenities in Rural Areas
Urban Amenities in Roll Areas
Urban Areians in Rural Areas
Urban Amenities in Rural Areas
39. Co-ordinated Boarder Management plan is the agreement between India and..........?
Pakistan
Bhutan
Bangladesh
Nepal
Sri Lanka
40. Which city celebrated 372 years entry on 22nd August 2011?
Hyderabad
Mumbai
Chennai
Bengaluru
Mumbai
41. West Bengal name changed to ..........?
Purva Banga
Uttama Banga
Pachima Banga
Eleve Banga
Tagore Banga
42. 99th Science congress summit will be held in ..........?
Tamilnadu
Delhi
Rajasthan
Odisha
Goa
43. In BRICS summit, 'S' stands for..........?
Somalia
South Korea
Sri Lanka
South Africa
Swaziland
44. 2012 Pravasa Bharatiya Summit venue is ..........?
Jodhpur
Jaipur
Lucknow
Chennai
Bellary
45. Which IPS officer crossed palk strait on 25 march 2011?
Aruna Bahuguna
Rajiv Verma
Rajiv Trivedi
Madam Straint
None of above
46. .......... was appointed as chief of Change Management Team by UNO?
Anitha Kapur
Jeevan Reddy
Atul Khare
Y.V.Reddy
H S Puri
47. Coasta First Naval Award 2010 got by ..........?
1. On which one of the following ‘Head of Expenses’, the expenses of the Government of India are highest ?
Food subsidy
Fertilizer subsidy
Pradhan Mantri Gram Sadak Yojana
Maintenance of national highways
Oil subsidy
2. Which one of the following foreign agencies will assist the municipal agencies to improve quality of municipal schools through its School Excellence Programmes (SEP) ?
IMF
UNDP
UNICEF
ADB
None of these
3. Which of the following carries out ‘Open Market Operations’ ?
Finance Ministry
External Affairs Ministry
Reserve Bank of India
Planning Commission
Ministry of Commerce
4. Who among the following Ministers will hold telecom portfolio in addition to his own portfolio till next reallotment ?
Kamal Nath
Kapil Sibal
Pranab Mukherjee
Mamta Banerjee
None of these
5. Under provisions of which one of the following Acts, the RBI issues directives to the Banks in India ?
RBI Act
Banking Regulation Act
Essential Commodities Act
RBI and Banking Regulation Act
None of these
6. Which one of the following tools is used by RBI for selective credit control ?
It advises banks to lend against certain commodities
It advises banks to recall the loans for advances against certain commodities
It advises banks to charge higher rate of interest for advance against certain commodities
It discourages certain kinds of lending by assigning higher risk weights to loans it deems undesirable
None of these
7. For which one of the following Loan Products ‘teaser loans’ are offered by Banks ?
Education Loans
Commercial Loans
Loans against security of gold
Retail Trade Loans
Home Loans
8. The Commonwealth Games 2010 were held in Delhi from October 3 to 14, 2010. Who amongst the following picked up the Game’s first gold medal ?
Augustina Nwaokolo
Ravinder Singh
Azhar Hussain
Carol Huynh
None of these
9. In which one of the following cities was the recent meet of G–20 Countries organised ?
Tokyo
Seoul
London
Beijing
Singapore
10. As per recent newspaper reports, which one of the following countries (among the given) has highest literacy rate ?
India
Sri Lanka
China
Vietnam
Bangladesh
11. Which one of the following has decided to give guarantee for infra loans ?
IDBI
SBI
IIFCL
SIDBI
None of these
12. In which one of the following States is the uranium project proposed to be set up ?
Manipur
Meghalaya
Orissa
Assam
Nagaland
13. Amongst 169 countries on Human Development Index which one of the following is India’s rank ?
89
91
119
129
138
14. What is ‘Kaveri’ ?
India’s indigeneous aircraft engine
India’s low cost laptop
India’s Air to Air Missile
India’s guided Surface to Air Missile
Unmanned Aircraft acquired from Israel
15. An increasing finished good stock as % to sales of a manufacturing Company indicates that ………. 1. the market is getting competitive 2. the quality of the goods is not upto the mark 3. the production cost has increased 4. the production has decreased
Only 1 and 2
Only 2 and 3
Only 3 and 4
Only 3
Only 4 and 1
16. Which one of the following has got RBI nod to issue prepaid cards to its clients ?
LIC
GIC
SIDBI
NABARD
None of these
17. For which one of the following reasons is an amendment in Companies Bill 2009 proposed ?
To provide more powers to Department of Company Affairs
To provide regulatory powers to Department of Company Affairs
To make Indian Accounting Standards applicable with effect from 1.4.2011
To ensure smooth convergence of the Indian Accounting Standards with IFRS
None of these
18. As per recent newspaper reports, India’s public debt rises 2.8 per cent to Rs. 28 lakh crore. Which one of the following is the reason that has forced commercial banks to buy Government securities ?
Lack of credit growth
Increase in credit growth
Raising of repo rate
Raising of reverse repo rate
None of these
19. In which one of the following States Sariska Tiger Reserve is located ?
M. P.
U. P.
Orissa
Gujarat
Rajasthan
20. On which one of the following characters, Biometric security is based ?
Finger prints and palm recognition only
Face recognition and voice recognition only
Hand writing and manual recognition only
Only first 2
All three
21. Which one of the following may be the consequence of buying forex in the marked by the RBI ?
It leads to inflation
It leads to control over inflation
It does not affect inflation
It results into deflation
None of these
22. Under provisions of which one of the following Acts, the Reserve Bank of India has the power to regulate, supervise and control the banking sector ?
RBI Act
Banking Regulation Act
Negotiable Instrument Act
RBI and Banking Regulation Act
None of these
23. Who amongst the following is the author of the book ‘The God of Small Things’ ?
Chetan Bhagat
V. S. Naipul
Namita Gokhale
Kiran Desai
Arundhati Roy
24. Which one of the following has proposed $ 11 billion infrastructure debt fund ?
NABARD
SBI
RBI
Ministry of Finance, Govt. of India
Planning Commission
25. Myanmar’s pro-democracy leader Suu Kyi is a ……….
42 years old politician
Bharat Ratna
Military General
Nobel Prize winner
None of these
26. Which one of the following factors influence working capital of a unit ?
Seasonality of operations only
Production Policy only
Suppliers Term only
None of The Above
All The Above
27. One of the following states is a major producer of spices ……….
Karnataka
Tamil Nadu
Kerala
Gujarat
Manipur
28. The NAV of a mutual fund ……
Is always constant
Keeps going up at a steady rate
Fluctuates with market price movements
Cannot go down at all
None of these
29. The expansion of TRAI is …….
Telecom Regulations and Inspection
Transport Regulatory Authority of India
Train Regulatory Authority of India
Telecom Regulatory Authority of India
Transfer Regulations Act of India
30. ASBA, a facility while applying / submitting an application for purchase of shares under a public issue, is ……….
Applications Simple Balance Amount
Amount Saved and Balance in Account
Already Savings Blocked Amount
Applications Supported by Blocked Amount
None of these
31. A Saving Bank Deposit Account is one where ……….
Amounts are deposited and are withdrawn as per requirement of the customers
The deposits are made only once in a year
Periodical Fixed amount are deposited month wise and withdrawals are allowed after a fixed period
All the above
None of these
32. Who is the Chief Minister of Maharashtra at present ?
Ashok Chavan
R. R. Patil
Vilasrao Deshmukh
Sushil Kumar Shinde
None of these
33. The expansion of CDMA is …….
Calculated Division of Many Applications
Computer Divided Multiple Access
Code Diversified Memory Applications
Code Division Multiple Access
None of these
34. ‘Merdeka Cup’ is associated with the game of ……….
Tennis
Hockey
Badminton
Cricket
Football
35. Which of the following is a financial asset ?
Gold
Silver
Shares in a demat account
Land & buildings
None of these
36. Zero balance account is generally allowed to be opened for ……….
Salaried class
businessmen
foreign customers
children
Senior Citizens
37. In Deposits Account ‘KYC’ (Know Your Customer) has been implemented in 2002 as per directive of ……….
IBA
RBI
Ministry of Finance
SEBI
IRDA
38. The regulator of the banking system in India is………
AMFI
Finance Minister
SEBI
IBA
RBI
39. Ten Rupee notes contain the signature of………
Finance Secretary, GOI
Chairman, State Bank of India
Governor, Reserve Bank of India
Finance Minister, GOI
Prime Minister
40. Statue of Liberty is the national monument of ……….
Italy
Australia
France
Denmark
USA
41. Loan against the security of immovable property is by executing an agreement of ……….
Assignment
Pledge
Transfer
Mortgage
None of these
42. Credit Rating ……….
is used to rate the borrowers while giving advances
is used to work out performance of the employees
is used to calculate the number of excellent audit rated branches
is NOT used in any Bank
is necessary before giving promotion to employees
43. Who amongst the following is the recipient of the ‘Dadasaheb Phalke Award 2010’ ?
Javed Akhtar
Amitabh Bachchan
Gulzar
Hema Malini
None of these
44. In Corporate Hedging, which one of the following types of risks can be covered ?
Liquidity risk
Currency risk
Credit risk
Transaction risk
None of these
45. Bank of Rajasthan is now merged with which of the following banks ?
AXIS Bank
IDBI Bank
ICICI Bank
HDFC Bank
None of these
46. As per GDP figures on calendar year basis, according to World Bank, which one of the following economies will have highest GDP growth in the year 2011 ?
US
China
Japan
India
Brazil
47. In respect of infrastructure bonds issued under provisions of Section 80 CCF of the Income Tax Act, what is the maximum amount (Rs. in thousands), upto which these bonds can be covered ?
30
20
40
50
None of these
48. Which of the following is the full form of the abbreviation ‘IFRS’ as used in corporate / finance sector ?
Indian Financial Reconciliation Standards
Interpretation and Formal Reporting System
International Financial Reporting Standards
International Financial Reporting System
None of these
49. As per the new guidelines issued by SEBI, companies are required to list shares within how many days of the closure of the Initial Public Offers (IPOs) ?
1. How many such pairs of digits are there in number ‘36725918’ each of which has as many digits between them in the number as when the digits are arranged in descending order within the numbers ?
None
One
Two
Three
More than three
2. What should come next in the following number series ? 6 8 8 1 2 6 8 6 1 2 3 6 8 8 1 2 3 4 6 8 6 1 2 3 4 5 6 8 ?
5. In a certain code ‘MOUSE’ is written as ‘PRUQC’. How is ‘SHIFT’ written in that code ?
VKIRD
VKIDR
VJIDR
VIKRD
None of these
6. How many meaningful English words can be made with the letters ‘OEHM’ using each letter only once in each word ?
None
One
Two
Three
More than three
7. Among A, B, C, D and E each scoring different marks in a test, C scored more than D but not as much as E. E scored more than A who scored less than B. Who score third highest marks ?
B
A
C
Data inadequate
None of these
8. ‘K’ walked 5 metre towards North, took a left turn and walked for 10 metre. He then took a right turn and walked for 20 metre, and again took right turn and walked 10 metre. How far he is from the starting point ?
20 metre
15 metre
25 metre
30 metre
None of these
9. Pointing to a girl, Mr. Suraj said “she is the only daughter of my father’s son-in-law”. How is the girl related to Mr. Suraj ?
Niece
Cousin
Sister
Daughter
Cannot be determined
10. Sneha correctly remembers that her father’s birthday is before 16th June but after 11th June whereas her younger brother correctly remembers that their father’s birthday is after 13th June but before 18th June and her elder brother correctly remembers that their father’s birthday is on an even date. On what date in June is definitely their father’s birthday ?
Sixteenth
Twelfth
Fourteenth or Sixteenth
Data inadequate
None of these
11. How many such digits are there in the number ‘37152869’ each of which is as far away from the beginning of the number as when the digits are arranged in ascending order within the number ?
None
One
Two
Three
More than three
12. How many such pairs of letters are there in the word ‘CONFIRM’ each of which has as many letters between them in the word as in the English alphabet ?
None
One
Two
Three
More than three
13. ‘KN’ is related to ‘QT’ in the same way as ‘DG’ related to ……….
JN
IM
JM
IN
IL
Directions—(Q. 14–16) Following questions are based on the five three-digit numbers given below : 518 849 365 783 291 14. If the positions of first and third digits in each number are interchanged, which of the following will be the second digit of third highest number ?
1
4
8
9
6
15. If the first digit in all the numbers starting with an even digit is replaced by a number preceding it, then which of the following will be the sum of the first digit of the resulting highest and the lowest numbers ?
4
8
7
6
13
16. If the positions of the first and the second digits in each number are interchanged, which of the following will be the second highest number ?
18. Which of the following is the sixth to the left of the fifth to the left of ‘V’ ?
3
A
N
S
None of these
19. Which of the following is the eighth to the right of the fourteenth from the left end of the above arrangement ?
V
4
%
E
None of these
20. Four of the following five are alike in a certain way based on their positions in the above arrangement and so form a group. Which is the one that does not belong to that group ?
IM%
CNG
3#N
UGC
GAU
21. How many such symbols are there in above arrangement, each of which is immediately preceded by an alphabet and immediately followed by a number ?
None
One
Two
Three
More than three
22. How many such vowels are there in the above arrangement, each of which is immediately preceded by a number and immediately followed by a consonant ?
None
One
Three
Two
None of these
Directions—(Q. 23–28) In each of the questions below are given four statements followed by three conclusions numbered I, II and III. You have to take the given statements to be true even if they seem to be at variance from commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.
23. Statements : All coins are glasses. Some glasses are cups. Some cups are boxes. All boxes are pins. Conclusions : I. Some coins are cups. II. Some pins are glasses. III. Some cups are pins.
None follows
Only I follows
Only III follows
Only II and III follow
None of these
24. Statements : Some pens are pencils. All pencils are caps. All caps are buses. Some buses are trains. Conclusions : I. Some trains are caps. II. Some pens are buses. III. Some pencils are trains.
Only I follows
Only II follows
Only I and III follow
None follow
All I, II and III follow
25. Statements : All shirts are skirts. All skirts are banks. All banks are roads. All roads are brushes. Conclusions : I. All banks are skirts. II. All roads are banks. III. Some brushes are shirts.
Only I follows
Only III follows
Only I and III follow
All I, II and III follow
None follows
26. Statements : Some fishes are plates. Some plates are spoons. Some spoons are plants. All plants are crows. Conclusions : I. Some plates are crows. II. Some crows are spoons. III. Some plants are spoons.
Only I follows
Only I and II follow
None follows
Only II and III follow
Either I or III follows
27. Statements : Some eggs are hens. Some hens are ducks. All ducks are pigeons. All pigeons are sparrows. Conclusions : I. All ducks are sparrows. II. No egg is duck. III. Some sparrows are hens.
Only I follows
Only I and II follow
Only III follows
Only I and III follow
All I, II and III follow
28. Statements : No man is tiger. No tiger is cat. Some cats are lions. Some lions are tigers. Conclusions : I. Some tigers are cats. II. Some cats are men. III. Some lions are men.
Directions–(Q. 34–40) Study the following information carefully and answer the questions given below. A, B, C, D, E, F, G and H are sitting around a circle facing the centre. C is fourth to the left of F who is fifth to right of E. D is third to the right of A who is not immediate neighbour of E of F. B is third to left of H who is not immediate neighbour of E. 34. Four of the following five are alike in a certain way based on their positions in the above sitting arrangement and so form a group. Which is the one that does not belong to that group ?
HFE
DCG
BHF
AEF
CGB
35. Who is between D and E ?
C
B
A
Data inadequate
None of these
36. Which of the following pairs are sitting between A and D ?
FB
GB
FG
FE
GE
37. Who is third to the right of E ?
B
F
D
G
None of these
38. Who is to the immediate right of A ?
G
B
F
Data inadequate
None of these
39. What is D’s position with respect to B ? 1.Immediate right 2.Fourth to the right 3.Third to the left 4.Immediate left
Only (1)
Only (2
Only (2) and (3
Only (4)
Only either (1) or (2)
40. In which of the following pairs is the first person sitting to the immediate left of the second person ?
