Indian Bank Probationary Officers Exam., 2011
Held on 2-1-2011 General Awareness : Solved Paper
1. On which one of the following ‘Head of Expenses’, the expenses of the Government of India are highest ?- Food subsidy
- Fertilizer subsidy
- Pradhan Mantri Gram Sadak Yojana
- Maintenance of national highways
- Oil subsidy
- IMF
- UNDP
- UNICEF
- ADB
- None of these
- Finance Ministry
- External Affairs Ministry
- Reserve Bank of India
- Planning Commission
- Ministry of Commerce
- Kamal Nath
- Kapil Sibal
- Pranab Mukherjee
- Mamta Banerjee
- None of these
- RBI Act
- Banking Regulation Act
- Essential Commodities Act
- RBI and Banking Regulation Act
- None of these
- It advises banks to lend against certain commodities
- It advises banks to recall the loans for advances against certain commodities
- It advises banks to charge higher rate of interest for advance against certain commodities
- It discourages certain kinds of lending by assigning higher risk weights to loans it deems undesirable
- None of these
- Education Loans
- Commercial Loans
- Loans against security of gold
- Retail Trade Loans
- Home Loans
- Augustina Nwaokolo
- Ravinder Singh
- Azhar Hussain
- Carol Huynh
- None of these
- Tokyo
- Seoul
- London
- Beijing
- Singapore
- India
- Sri Lanka
- China
- Vietnam
- Bangladesh
- IDBI
- SBI
- IIFCL
- SIDBI
- None of these
- Manipur
- Meghalaya
- Orissa
- Assam
- Nagaland
- 89
- 91
- 119
- 129
- 138
- India’s indigeneous aircraft engine
- India’s low cost laptop
- India’s Air to Air Missile
- India’s guided Surface to Air Missile
- Unmanned Aircraft acquired from Israel
1. the market is getting competitive
2. the quality of the goods is not upto the mark
3. the production cost has increased
4. the production has decreased
- Only 1 and 2
- Only 2 and 3
- Only 3 and 4
- Only 3
- Only 4 and 1
- LIC
- GIC
- SIDBI
- NABARD
- None of these
- To provide more powers to Department of Company Affairs
- To provide regulatory powers to Department of Company Affairs
- To make Indian Accounting Standards applicable with effect from 1.4.2011
- To ensure smooth convergence of the Indian Accounting Standards with IFRS
- None of these
- Lack of credit growth
- Increase in credit growth
- Raising of repo rate
- Raising of reverse repo rate
- None of these
- M. P.
- U. P.
- Orissa
- Gujarat
- Rajasthan
- Finger prints and palm recognition only
- Face recognition and voice recognition only
- Hand writing and manual recognition only
- Only first 2
- All three
- It leads to inflation
- It leads to control over inflation
- It does not affect inflation
- It results into deflation
- None of these
- RBI Act
- Banking Regulation Act
- Negotiable Instrument Act
- RBI and Banking Regulation Act
- None of these
- Chetan Bhagat
- V. S. Naipul
- Namita Gokhale
- Kiran Desai
- Arundhati Roy
- NABARD
- SBI
- RBI
- Ministry of Finance, Govt. of India
- Planning Commission
- 42 years old politician
- Bharat Ratna
- Military General
- Nobel Prize winner
- None of these
- Seasonality of operations only
- Production Policy only
- Suppliers Term only
- None of The Above
- All The Above
- Karnataka
- Tamil Nadu
- Kerala
- Gujarat
- Manipur
- Is always constant
- Keeps going up at a steady rate
- Fluctuates with market price movements
- Cannot go down at all
- None of these
- Telecom Regulations and Inspection
- Transport Regulatory Authority of India
- Train Regulatory Authority of India
- Telecom Regulatory Authority of India
- Transfer Regulations Act of India
- Applications Simple Balance Amount
- Amount Saved and Balance in Account
- Already Savings Blocked Amount
- Applications Supported by Blocked Amount
- None of these
- Amounts are deposited and are withdrawn as per requirement of the customers
- The deposits are made only once in a year
- Periodical Fixed amount are deposited month wise and withdrawals are allowed after a fixed period
- All the above
- None of these
- Ashok Chavan
- R. R. Patil
- Vilasrao Deshmukh
- Sushil Kumar Shinde
- None of these
- Calculated Division of Many Applications
- Computer Divided Multiple Access
- Code Diversified Memory Applications
- Code Division Multiple Access
- None of these
- Tennis
- Hockey
- Badminton
- Cricket
- Football
- Gold
- Silver
- Shares in a demat account
- Land & buildings
- None of these
- Salaried class
- businessmen
- foreign customers
- children
- Senior Citizens
- IBA
- RBI
- Ministry of Finance
- SEBI
- IRDA
- AMFI
- Finance Minister
- SEBI
- IBA
- RBI
- Finance Secretary, GOI
- Chairman, State Bank of India
- Governor, Reserve Bank of India
- Finance Minister, GOI
- Prime Minister
- Italy
- Australia
- France
- Denmark
- USA
- Assignment
- Pledge
- Transfer
- Mortgage
- None of these
- is used to rate the borrowers while giving advances
- is used to work out performance of the employees
- is used to calculate the number of excellent audit rated branches
- is NOT used in any Bank
- is necessary before giving promotion to employees
- Javed Akhtar
- Amitabh Bachchan
- Gulzar
- Hema Malini
- None of these
- Liquidity risk
- Currency risk
- Credit risk
- Transaction risk
- None of these
- AXIS Bank
- IDBI Bank
- ICICI Bank
- HDFC Bank
- None of these
- US
- China
- Japan
- India
- Brazil
- 30
- 20
- 40
- 50
- None of these
- Indian Financial Reconciliation Standards
- Interpretation and Formal Reporting System
- International Financial Reporting Standards
- International Financial Reporting System
- None of these
- 60 days
- 12 days
- 30 days
- 45 days
- None of these
- Real Time Gross Settlements
- Reduced Time Gross Settlements
- Relative Time Gross Settlements
- Real Total Gross Securities
- None of these
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