Institute of Banking Personnel Selection 2012 IBPS Clerical Cadre General Awareness Solved Paper

Institute of Banking Personnel Selection 2012

IBPS Clerical Cadre General Awareness Solved Paper

1. Which of the following is the Currency of Bahrain ?

• Peso 
• Dinar 
• Riyal
• Baht 
• Kwacha

2. Which of the following organisations/bodies formulates the rule of international trade among/between the nations ?

• World Trade Organization 
• Asian Development Bank
• International Monetary Fund 
• World Bank
• United Nations Development Programme

3. Which of the following services is provided only by the Reserve Bank of India?

• Compilation of economic data 
• Issue of currency notes
• Purchase and sale of gold/gold coins 
• Sale of Demand Drafts
• Safe deposit lockers for keeping valuables

4. Which of the following Committees/Task Force was set up to suggest reforms in Banking Sector ?

• Task Force on Infrastructure 
• Narasimham Committee
• Rajinder-Sachar Committee 
• Swaminathan Committee
• None of these

5. Pranab Mukherjee won the Presidential election against–

• P. A. Sangma 
• Pratibha Pail 
• Hamid Ansari
• A. P. J. Abdul Kalam 
• None of these

6. ‘SEBI’ Tightens Consent Normswas the headline in some papers/magazines recently. What is the full form of SEBI ?

• Secured Economy Bureau of India 
• Small Economy Based Investment
• Securities and Exchange Board of India 
• Severe Ecological Balance and Internet
• Society for Ecological Balance and Internet

7. Which of the following is the Capital of Australia?

• Perth 
• Sydney 
• Hobart
• Darwin 
• Canberra

8. Which of the following nations is not the member of OPEC ?

• Algeria 
• Iran 
• Libya
• Qatar 
• France

9. Ms. Christine Lagarde is the–

• Managing Director of the International Monetary Fund (IMF) 
• President, World Bank
• Secretary General of UNO 
• Foreign Minister of Russia
• None of these

10. Which of the following terms is used in the game of Football ?

• Baseline 
• Chop 
• Back Pass
• Drop Shot 
• Grand Slam

11. Which of the following is a Public Sector Undertaking ?

• AXIS Bank 
• Reliance Power 
• Hindustan Motors
• Indian Oil Corporation Ltd. 
• Ambuja Cements

12. Ms. Hillary Clinton who was on a visit to India in May 2012 is the Secretary of State of–

• Britain 
• France 
• USA
• Germany 
• None of these

13. The 6th World Water Forum was organised in March 2012 in–

• London 
• Tokyo 
• Perth
• Berlin 
• Marseilles

14. Which of the following countries had launched a Spy Satellite Kobalt-M in May 2012?

• France 
• China 
• Iran
• Russia 
• USA

15. Which of the following countries is the newest member of the FIFA ?

• South Sudan 
• Bangladesh 
• Brazil
• Cuba 
• Chile

16. Which of the following is the name of a Patton Tank developed in India?

• Agni 
• Arjun 
• Shakti
• Basant 
• Pawan

17. Jim Yong Kim has taken over as the new President of–

• World Bank 
• IMF 
• ADB
• UNESCO 
• Bank of America

18. How many members are nominated by the President of India to the Rajya Sabha ?

• 5 
• 6 
• 8
• 9 
• None of these

19. Which of the following is a food grain grown in India ?

• Rose 
• Mustard 
• Sunflower
• Banana 
• Paddy

20. Dr. D. Subbarao is a well known name in the field of–

• Science & Technology 
• Politics 
• Sports
• Banking 
• Literature

21. Viswanathan Anand is a world famous–

• Cricket player 
• Chess player 
• Hockey player
• Golf player 
• Lawn Tennis player

22. Which of the following is decided by the RBI?

• Interest rate on time deposits 
• Rent of safe deposit vaults
• Inflation Rate 
• Dearness Allowance to Govt. Employees
• Cash Reserve Ratio

23. Members of the Lok Sabha are elected for a period of–

• 4 years 
• 5 years 
• 6 years
• 3 years 
• 6 1/2 years

24. Which of the following Acts ensures that every child gets school education?

• RTI Act 
• RTE Act 
• Apprentice Act
• Govt. Grants Act 
• None of these

25. Which of the following books is written by Anita Desai ?

• Where Shall We Go This Summer 
• A General and His Army
• An Eye to China 
• Between Hope and History 
• Coolie

26. Which of the following Awards is given to Cine persons for their life time achievement ?

• Saraswati Samman 
• Kalidas Samman 
• Arjuna Award
• Dada Saheb Phalke Award 
• Kirti Chakra

27. Commonwealth Games-2014 will be organised in–

• London 
• New Delhi 
• Glasgow
• Toronto 
• Wellington

28. Who among the following is a Cabinet Minister in Union Cabinet?

• Sachin Pilot 
• Milind Deora 
• A. K. Antony
• Rahul Gandhi 
• None of these

29. Which of the following statements is true about Rashtriya Swasthya Bima Yojana launched by the Government of India?

• This scheme is only for children upto 14 years of age
• Scheme was launched in 1983 but was withdrawn in 2000
• In 12th Five-Year Plan about 7 crore families will be provided insurance cover under the scheme
• All those-who are above 60 will get an insurance cover of Rs. 10 lakh
• None of these

30. What does the letter ‘C’ denote in the term ‘CBS’ as used in banking operations ?

• Central 
• Critical 
• Commercial
• Core 
• Capital

31. Who among the following is the Foreign Secretary of India at present ?

• Ajit Seth 
• S. K. Tripathi 
• Pulok Chatterjee
• Mukul Joshi 
• None of these

32. Who among the following was a famous author of Sanskrit language ?

• Kalidas 
• Mirabai 
• Tulsidas
• Jaidev 
• Raskhan

33. Deepika Kumari’s name is associated with–

• Swimming 
• Archery 
• Billiards
• Golf 
• Cricket

34. Which of the following countries has imposed new sanctions on Iran and Syria?

• India 
• Sri Lanka 
• Russia
• USA 
• South Africa

35. Which of the following places in India does not have a nuclear power plant?

• Narora 
• Rawatbhata 
• Silchar
• Tarapore 
• Kalpakkam

36. Who among the following is from Trinamool Congress Party ?

• Srikant Jena 
• Navin Jindal 
• Gurudas Dasgupta
• Dinesh Trivedi 
• Sanjay Nirupam

37. Which of the following terms is not associated with banking/finance?

• RTGS 
• SLR 
• Repo Rate
• Credit 
• LBW

38. Oscar Awards are given in the field of–

• Economics 
• Social Service 
• Literature
• Films 
• Sports

39. Which of the following Cups/Trophies is associated with the game of Cricket?

• Ranji Trophy 
• Davis Cup 
• Thomas Cup
• Nehru Trophy 
• Agha Khan Cup

40. Which of the following is a Union Territory of India ?

• Uttarakhand 
• Chandigarh 
• Himachal Pradesh
• Kerala 
• West Bengal

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Institute of Banking Personnel Selection Examination IBPS Clerk General Awareness Questions

Institute of Banking Personnel Selection Examination

 IBPS Clerk General Awareness Questions

1. The largest bank in India is ..........?

• ICICI bank
• Syndicate Bank
• Union bank of India
• Bank of India
• State Bank of India

2. State bank of India head office is in ..........?

• New Delhi
• Kolkata
• Chennai
• Mumbai
• Hyderabad

3. Mumbai has the head offices of many Financial Institutes. Which of the following bank/ institute/ PSU do not have the head office in Mumbai?

• SEBI
• RBI
• Bank of Baroda
• Bank of India
• IDBI

4. Bank of Baroda, Andhra Bank and L&G(U.K) established 'M/S India Invest'. M/S India Invest is a ..........?

• Real Estate Company
• Insurance Company
• Foreign Exchange Office
• Stock Exchange
• Savings Plan

5. Insurance Company 'Met Life' has headquarters in ..........?

• Canada
• Japan
• England
• U.S.A
• Australia

6. Australia based IAG (Insurance Australia Group) and .......... had tie up to do General Insurance business?

• SBI
• LIC
• UTI
• Reliance Industries
• Rcom

7. SBI is the largest public sector bank. Which is the second largest public sector bank crossed having of 5,000 branches?

• Bank of India
• Bank of Baroda
• ICICI 
• Punjab National Bank
• Union Bank of India

8. Punjab National Bank and .......... had tie up together to have Core Banking Solutions (CBS) linking of its Regional Rural Banks (RRB)?

• NABARD
• SBI
• IDBI
• UTI
• SBI DHFI

9. NABARD ( National Bank for Agriculture and Rural Development) established JLG to extract the productive capability from rural population?

• Junior Link Group
• Join Life Group
• Joint Line Gauge
• Joint Liability Group
• None

10. Joint Liability Groups replicate the ..........?

• Sole Help Group
• Sole Help Grain
• Stone Help Group
• Second Help Group
• Self Help Group

11. Self Help Groups will be provided with 7 % rate of interest on par with .......... as decided by central government recently?

• Vehicle Loan
• Business Loan
• Home Loan
• Agriculture Loan
• All of above

12. Agriculture Loans are called Regulated Loans. Which Deposit is Regulated Deposit other than NRI account?

• Savings Account
• Fixed Deposit
• Current Account
• Recurring Account
• Joint Account

13. Savings Deposits cannot be opened/operated by ..........?

• Public Sector Banks
• Co-operative Banks
• Foreign Banks
• Non-Banking Finance Companies
• Private Sector Banks

14. Non-Banking Companies list given. Pick up wrong one?

• Sri Ram Finance
• Mutthoot Finance
• Manappuram Finance
• ICICI Bank
• Margadarsi Finance

15. ICICI is the ..........private bank in India?

• Second largest
• Third largest
• Sixth largest
• Largest
• Tenth largest

16. Largest borrower in India is ..........?

• Reserve Bank of India
• Government of India
• State bank of India
• Uttar Pradesh
• None

17. Government of India declares Minimum Support Price (MSP) for many goods/products every year. Which of the following commodities do not cover MSP in principle?

• Paddy
• Bank Products
• Wheat
• Gram
• Millets

18. Bank products do not cover ..........?

• Deposit
• Judicial Stamps
• Loans
• Credit Cards
• All of above

19. Judicial Stamps and Postal Stamps are printed in Indian Security press Nasik. Nasik is in ..........?

• Andhra Pradesh
• West Bengal
• Odisha
• Tamilnadu
• Maharastra

20. Maharastra based bank, Bank of Maharastra celebrated .......... celebrations in 2010. Its head office is in Pune?

• Silver
• Gold
• Platinum
• Centenary
• Diamond

21. Platinum Celebrations of .......... celebrated On that eve, One rupee coin minted?

• Reserve Bank of India
• State Bank of India
• Central Bank of India
• Securities and Exchange Board of India (SEBI)
• None

22. Reserve Bank of India established Credit Guarantee Corporation of India ( CGCI) in 1971 to encourage more flow of banks credit to ..........?

• Big industries 
• Self Help Groups
• Small business firms
• Co-operative banks
• Software industries

23. Small business and poor families approach ..........to take small amounts of loans?

• Foreign banks
• Public Sector banks
• Private Sector banks
• Micro-Finance Companies
• Rating Agencies

24. Micro-Finance companies Bill passed by ..........to control nuisance of micro-finance
companies?

• Karnataka
• Maharastra
• Andhra Pradesh
• West Bengal
• Odisha

25. Andhra Pradesh head office bank is ..........?

• State bank of Hyderabad
• Syndicate bank
• Union bank of India
• HDFC
• United Bank of India

26. The term not related to banking is ..........?

• Crossing
• NPA
• Priority Sector Lending
• On Line banking
• Call option

27. Term not related to Stock Market is ..........?

• DEMAT
• Bad Delivery
• Badala
• Bid and Offer
• Basel

28. Term not related to Economics?

• Diminishing Marginal Utility
• Demand and Supply
• National Income
• Consumer Surplus
• Law of Motion

29. Which term not related to Banking Technology?

• NEFT
• RTGS
• BOUNCE
• SWIFT
• ATM

30. Which is not a currency of any country in the world?

• Dolla
• Lira
• Brussels
• Pound
• Yuan

31. Which is not a subsidiary/Associate/agency of any bank in India?

• SBH
• ICICI Lombard
• NABARD
• SBI Life
• All of above

32. 113th Constitutional amendment related to ..........?

• Change the state name of Orissa to Odisha
• Right to Education
• Voter's eligibility age reduced from 21 years to 18 years
• Establishment of GST council
• Making Election commission as multiple body

33. Coal India recently got the status of ..........?

• Navarathna
• Mini-Ratna
• Maharatna
• Veerratna
• None

34. As per the 2011 census, the lowest population state is ..........?

• Sikkim
• Goa
• Manipur
• Meghalaya
• Assom

35. First time Lokpal Bill introduced in parliament in ..........?

• 1)1968
• 2)1971
• 3)1951
• 2001
• 2011

36. New war ship 'Trikhand' introduced in Indian Navy. It is manufactured and imported from ..........?

• USA
• France
• Australia
• Russia
• Japan

37. 'Scotia Prince' is the boat run between ..........after 30 years?

• India and China
• India and Australia
• India and Myanmar
• India and Sri Lanka
• India and Russia

38. Expand PURA?

• Urban Areas in Rural Areas
• Universal Amenities in Rural Areas
• Urban Amenities in Roll Areas
• Urban Areians in Rural Areas
• Urban Amenities in Rural Areas

39. Co-ordinated Boarder Management plan is the agreement between India and..........?

• Pakistan
• Bhutan
• Bangladesh
• Nepal
• Sri Lanka

40. Which city celebrated 372 years entry on 22nd August 2011?

• Hyderabad
• Mumbai
• Chennai
• Bengaluru
• Mumbai

41. West Bengal name changed to ..........?

• Purva Banga
• Uttama Banga
• Pachima Banga
• Eleve Banga
• Tagore Banga

42. 99th Science congress summit will be held in ..........?

• Tamilnadu
• Delhi
• Rajasthan
• Odisha
• Goa

43. In BRICS summit, 'S' stands for..........?

• Somalia
• South Korea
• Sri Lanka
• South Africa
• Swaziland

44. 2012 Pravasa Bharatiya Summit venue is ..........?

• Jodhpur
• Jaipur
• Lucknow
• Chennai
• Bellary

45. Which IPS officer crossed palk strait on 25 march 2011?

• Aruna Bahuguna
• Rajiv Verma
• Rajiv Trivedi
• Madam Straint
• None of above

46. .......... was appointed as chief of Change Management Team by UNO?

• Anitha Kapur
• Jeevan Reddy
• Atul Khare
• Y.V.Reddy
• H S Puri

47. Coasta First Naval Award 2010 got by ..........?

• Red Cross Society
• Asha Bhonsle
• Kiswar Desai
• Manoj Pandey
• Diwakar Prem

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Institute Banking for Personal Selection Examination-2012 IBPS CWE General Awareness Solved Paper

Institute Banking for Personal Selection Examination-2012

IBPS CWE Clerk General Awareness Solved Paper

1. Which of the following is the Currency of Bahrain ?

• Peso 
• Dinar 
• Riyal
• Baht 
• Kwacha

2. Which of the following organizations/bodies formulates the rule of international trade among/between the nations ?

• World Trade Organization 
• Asian Development Bank
• International Monetary Fund 
• World Bank
• United Nations Development Programme

3. Which of the following services is provided only by the Reserve Bank of India?

• Compilation of economic data 
• Issue of currency notes
• Purchase and sale of gold/gold coins 
• Sale of Demand Drafts
• Safe deposit lockers for keeping valuables

4. Which of the following Committees/Task Force was set up to suggest reforms in Banking Sector ?

• Task Force on Infrastructure 
• Narasimham Committee
• Rajinder-Sachar Committee 
• Swaminathan Committee 
• None of these

5. Pranab Mukherjee won the Presidential election against–

• P. A. Sangma 
• Pratibha Pail 
• Hamid Ansari
• A. P. J. Abdul Kalam 
• None of these

6. ‘SEBI’ Tightens Consent Norms was the headline in some papers/magazines recently. What is the full form of SEBI ?

• Secured Economy Bureau of India 
• Small Economy Based Investment
• Securities and Exchange Board of India 
• Severe Ecological Balance and Internet
• Society for Ecological Balance and Internet

7. Which of the following is the Capital of Australia?

• Perth 
• Sydney 
• Hobart
• Darwin 
• Canberra

8. Which of the following nations is not the member of OPEC ?

• Algeria 
• Iran 
• Libya
• Qatar 
• France

9. Ms. Christine Lagarde is the–

• Managing Director of the International Monetary Fund (IMF) 
• President, World Bank
• Secretary General of UNO 
• Foreign Minister of Russia
• None of these

10. Which of the following terms is used in the game of Football ?

• Baseline 
• Chop 
• Back Pass
• Drop Shot 
• Grand Slam

11. Which of the following is a Public Sector Undertaking ?

• AXIS Bank 
• Reliance Power 
• Hindustan Motors
• Indian Oil Corporation Ltd. 
• Ambuja Cements

12. Ms. Hillary Clinton who was on a visit to India in May 2012 is the Secretary of State of–

• Britain 
• France 
• USA
• Germany 
• None of these

13. The 6th World Water Forum was organized in March 2012 in–

• London 
• Tokyo 
• Perth
• Berlin 
• Marseilles

14. Which of the following countries had launched a Spy Satellite Kobalt-M in May 2012?

• France 
• China 
• Iran
• Russia 
• USA

15. Which of the following countries is the newest member of the FIFA ?

• South Sudan 
• Bangladesh 
• Brazil
• Cuba 
• Chile

16. Which of the following is the name of a Patton Tank developed in India?

• Agni 
• Arjun 
• Shakti
• Basant 
• Pawan

17. Jim Yong Kim has taken over as the new President of–

• World Bank 
• IMF 
• ADB
• UNESCO 
• Bank of America

18. How many members are nominated by the President of India to the Rajya Sabha ?

• 5 
• 6 
• 8
• 9 
• None of these

19. Which of the following is a food grain grown in India ?

• Rose 
• Mustard 
• Sunflower
• Banana 
• Paddy

20. Dr. D. Subbarao is a well known name in the field of–

• Science & Technology 
• Politics 
• Sports
• Banking 
• Literature

21. Viswanathan Anand is a world famous–

• Cricket player 
• Chess player 
• Hockey player
• Golf player 
• Lawn Tennis player

22. Which of the following is decided by the RBI?

• Interest rate on time deposits 
• Rent of safe deposit vaults
• Inflation Rate 
• Dearness Allowance to Govt. Employees
• Cash Reserve Ratio

23. Members of the Lok Sabha are elected for a period of–

• 4 years 
• 5 years 
• 6 years
• 3 years 
• 6 1/2 years

24. Which of the following Acts ensures that every child gets school education?

• RTI Act 
• RTE Act 
• Apprentice Act
• Govt. Grants Act 
• None of these

25. Which of the following books is written by Anita Desai ?

• Where Shall We Go This Summer 
• A General and His Army
• An Eye to China 
• Between Hope and History 
• Coolie

26. Which of the following Awards is given to Cine persons for their life time achievement ?

• Saraswati Samman 
• Kalidas Samman 
• Arjuna Award
• Dada Saheb Phalke Award
• Kirti Chakra

27. Commonwealth Games-2014 will be organised in–

• London 
• New Delhi 
• Glasgow
• Toronto 
• Wellington

28. Who among the following is a Cabinet Minister in Union Cabinet?

• Sachin Pilot 
• Milind Deora 
• A. K. Antony
• Rahul Gandhi 
• None of these

29. Which of the following statements is true about Rashtriya Swasthya Bima Yojana launched by the Government of India?

• This scheme is only for children upto 14 years of age
• Scheme was launched in 1983 but was withdrawn in 2000
• In 12th Five-Year Plan about 7 crore families will be provided insurance cover under the scheme
• All those-who are above 60 will get an insurance cover of Rs. 10 lakh
• None of these

30. What does the letter ‘C’ denote in the term ‘CBS’ as used in banking operations ?

• Central 
• Critical 
• Commercial
• Core 
• Capital

31. Who among the following is the Foreign Secretary of India at present ?

• Ajit Seth 
• S. K. Tripathi 
• Pulok Chatterjee
• Mukul Joshi 
• None of these

32. Who among the following was a famous author of Sanskrit language ?

• Kalidas 
• Mirabai 
• Tulsidas
• Jaidev 
• Raskhan

33. Deepika Kumari’s name is associated with–

• Swimming 
• Archery 
• Billiards
• Golf 
• Cricket

34. Which of the following countries has imposed new sanctions on Iran and Syria?

• India 
• Sri Lanka 
• Russia
• USA 
• South Africa

35. Which of the following places in India does not have a nuclear power plant?

• Narora 
• Rawatbhata 
• Silchar
• Tarapore 
• Kalpakkam

36. Who among the following is from Trinamool Congress Party ?

• Srikant Jena 
• Navin Jindal 
• Gurudas Dasgupta
• Dinesh Trivedi 
• Sanjay Nirupam

37. Which of the following terms is not associated with banking/finance?

• RTGS 
• SLR 
• Repo Rate
• Credit 
• LBW

38. Oscar Awards are given in the field of–

• Economics 
• Social Service 
• Literature
• Films 
• Sports

39. Which of the following Cups/Trophies is associated with the game of Cricket?

• Ranji Trophy 
• Davis Cup 
• Thomas Cup
• Nehru Trophy 
• Agha Khan Cup

40. Which of the following is a Union Territory of India ?

• Uttarakhand 
• Chandigarh 
• Himachal Pradesh
• Kerala 
• West Bengal

Read More