State Bank Of India Probationary Officer General Awareness Sample Questions

State Bank Of India Probationary Officers Recruitment
General Awareness Sample Questions

1. Which micro finance Company got license from RBI on 2 April 2014 along with IDFC?

• Muthoot Finance LTD
• South India Bank
• Bandhan Financial Services
• Manappuram Finance LTD
• Margadarsi Chit Fund Private Limited

2. Bandhan Financial Services got a license to start a bank working from....

• Chennai
• Kolkata
• Pune
• Mumbai
• Ahmadabad

3. Who is the Founder, Chairman and Managing Director of Bandhan Financial Services Limited, the first micro finance company to receive banking license in India?

• Dr. Rajiv B.Lal
• K.V. Kamath
• Chandra Shekhar Ghosh
• Nikesh Arora
• Sunil Sabharwal

4. In which year Bandhan Financial Services Limited was formed to address the dual objective of poverty alleviation and women empowerment?

• 1994
• 1985
• 1982
• 2001
• 2011

5. The Stake holder in Bandhan Bank is.....

• International Finance Corporation (IFC) the wing of World Bank Group
• Singapore’s sovereign wealth fund GIC
• SIDBI
• All of The Above
• None of the Above

6. Who was appointed as the Chairman of newly established Bandhan Bank? (He is the former Chief Economic Advisor in the Union Ministry of Finance, Government of India).

• Aravind Mayaram
• Aravind Subramanyam
• Ashok Kumar Lahiri
• Ila Patnaik
• Raghuram Rajan

7. Finance Ministry appointed a high level committee to interact with trade and industry on tax related issues headed by ........ on 3 December 2014.

• Ashok Kumar Lahiri
• D. Subba Rao
• Pranjul Bhandari
• Arvind Virmani
• Kaushik Basu

8. Who was appointed as the new MD and CEO of housing finance sector regulator, National Housing Bank (NHB)?

• Aditya Puri
• Chanda Kocchar
• Sriram Kalyanaraman
• Deepak Parekh
• Mrs. Shyamala Gopinath

9. Foreign Investment Promotion Board (FIPB) permitted which bank on 3 July 2015 to raise foreign investment limit to 55 %?

• Kotak Mahindra Bank
• ING Vysya Bank
• IndusInd Bank
• YES Bank
• Tamilnad Mercantile Bank Limited

10. In order to improve credit discipline and reduce NPA level, on 2 July 2015 RBI asked lenders to make use of credit information available with CRILC for opening of current accounts. CRILC stands for....

• Control Repository of Information on Large Credits
• Central Response of Information on Large Credits
• Central Repository of Information on Long Credits
• Central Repository of Information on Large Credits
• None

11. InTouch and InTouch Light, the two formats of branches are part of .......... digital banking strategy

• Kotak Mahindra bank
• HDFC Bank
• YES Bank
• SBI
• ICICI

12. The InTouch and InTouch Light formats of SBI branch offer .....

• instant account opening
• instant issuance of debit card
• live interaction with experts
• opportunity to buy financial products and home loans under a single roof
• All of above

13. Which state government has decided to form a non-banking financial services (NBFS) institution to utilize the surplus money with state-run corporations in form of bank deposits on 30 June 2015?

• Assam
• Kerala
• Maharashtra
• Haryana
• Delhi

14. Money which is frequently transferred between financial institutions in an attempt to maximize interest or capital gain is called ............

• Fiat Money
• Zero Money
• Hot money
• No Money
• None of above

15. Near money means ...........

• The money exchanged with Dollars
• Money with lower denomination
• Money in the NRI Account, access by Online Banking
• Highly liquid assets that can easily be converted into cash
• None of above

16. Money declared as legal tender by government is called .....

• Role Money
• Key Money
• Fiat Money
• Deemed Money
• Near Money

17. If money borrowed or lent for a day or overnight, that money is called .......

• Hot money
• Soft money
• Near money
• Call Money
• Dear money

18. A hike in the price of money due to general fall in the price level is called .....

• Appreciation of Money
• Depreciation of Money
• Cancellation of Money
• True Money
• Falling Money

19. A loan or credit available with a low interest rate is called ..........

• Cheap Money
• Easy Money
• Fool Money
• Call Money
• None of above

20. The money available at high rate of interest is called ......

• Near money
• Hot money
• Optional money
• Fiat money
• Dear money

21. MMID stands for.......

• Mobile Mint Identifier
• Mobile Mind Identifier
• Mobile Money Identifier
• Most Money Identifier
• None

22. 'One rank One Pension' scheme relates to.....

• Bank Employees
• NRIs
• Unorganised sector Employees
• Anganwadi Workers
• Ex-service men

23. National Institute of Ayurveda located at......

• Hyderabad
• Nagpur
• Chennai
• Jaipur
• None of above

24. National Institute of Naturopathy located at.....

• Chennai
• Tiruvananthapuram
• Kollam
• Pune
• Coimbatore

25. World Food Prize 2015 conferred on Sir Fazle Hasan Abed. He belongs to.....

• Iran
• UK
• Bangladesh
• UAE
• USA

26. G D Birla Award for Scientific Research for 2014 conferred on .....

• Ramam Saha Upadhyayi
• Sanjeev Galande
• Trinath Kaushik
• Chandra Kumar Bhanvathi
• None of above

27. Operation Shiva relates to......

• rescue of Uttarakhand debris
• rescue of Indian workers from Yemen
• bringing back the criminals to normal society by Mumbai Police
• bringing back black money from Switzerland
• provide security for Amarnath Yatra

28. National Green Tribunal (NGT) on 2 July 2015 imposed a complete ban on plastic bags in the pilgrimage towns of ........

• Haridwar and Varanasi
• Varanasi and Rishikesh
• Tirupathi and Rishikesh
• Haridwar and Rishikesh
• None of above

29. Which of the following non-Asian country has decided to join Asian Infrastructure Investment Bank as a founding member?

• USA
• Germany
• Australia
• South Korea
• France

30. India will be the partner country for Russian Industrial Trade Fair INNOPROM 2016 to be held in....

• Moscow
• Saint Petersburg
• Novosibirsk
• Yekaterinburg
• Nizhny Novgorod

31. FIFA (Federation Internationale de Football Association) 2014 foot ball cup won by......

• Germany
• Italy
• France
• USA
• Uruguay

32. In FIFA 2014, Golden Ball award conferred on ......

• James Rodriguez
• Manuel Neuer
• Ferndadz Amla
• Lionel Messi
• None

33. FIFA 2014 host Brazil. FIFA 2018 host is....

• Russia
• Qatar
• Brazil
• South Africa
• Germany

34. FIFA 2022 host is .....

• Qatar
• Russia
• Brazil
• South Africa
• Argentina

35. FIFA 2014 Runner is.......

• Argentina
• Netherlands
• Brazil
• UK
• Russia

36. FIFA 2015 U-17 World Cup host by.....

• Chile
• USA
• Argentina
• France
• Italy

37. The list of coming major Sports events in 2015 given. Locate the correct option.

• World Archery Championships - Copenhagen - Denmark
• Military World Games - Mungyeong - South Korea
• International Association of Athletics Federations (IAAF) world Championship - Beijing - China
• World Weightlifting Championships - Houston - USA
• All of above

38. The COPA AMERICA 2015 details given. Identify the correct statement.

• COPA AMERICA is an international football tournament for national teams in South America
• 2015 Championship is the 44th in series
• Host is Chile
• Winner Chile and Runner Argentina
• All of above

39. On 2 July 2015 Central Government gave its approval to the Central Sector Scheme for Promotion of National Agricultural Market through ATIF. ATIF stands for....

• Agri - Tech Initial Fund
• Agri - Tech Industrial Fund
• Agri - Tech Indian Fund
• Arid - Tech Infrastructure Fund
• Agri - Tech Infrastructure Fund

40. Government of India on 1 July 2015 approved the setting up of an Online National Agriculture Market to.....

• provide more options to sellers for selling their produce.
• provide more options to farmers for selling their produce.
• provide more options to buyers for reselling their produce.
• provide more options to farmers for storing their produce
• None

41. Matti Makkonen, the man responsible for conceiving the idea of short messaging service
(SMS) technology, died on 30 June 2015. He belongs to.....

• UK
• Netherlands
• Finland
• Australia
• New Zealand

42. Who was appointed as Executive Director of Amnesty International India on 18 June 2015?

• Arjun Patel
• Aakshay Patel
• Aakar Patel
• Ramanujam Vatsava
• Chandana Swamy

43. 'Satantango', 'The Melancholy of Resistance' written by.....?

• Magda Szabo
• Gyula Illyes
• Imre Kertesz
• Laszlo Krasznahorkai
• None

44. India slapped anti-dumping duty on ......imports from China, Malaysia and South Korea on 6 June 2015

• Rice
• Meat
• Soft Ware Services
• Steel
• Coal

45. One-day International Conference on Nepal's Reconstruction (ICNR) concluded on 25 June 2015 at .....

• New Delhi
• Geneva
• Rome
• Washington
• Kathmandu

46 . MUDRA bank launched by PM on 27 June 2015 with a corpus of ........... and credit guarantee of Rs.3,000 crore.

• Rs.10,000 crore
• Rs.70,000 crore
• Rs.20,000 crore
• Rs.40,000 crore
• None

47. MUDRA stands for ........

• Mind Units Development and Refinance Agency
• Minimum Units Development and Refinance Agency
• Micro Units Development and Refinance Agency
• More Units Development and Refinance Agency
• None

48. Which bank is now under the obligation of refinancing micro-finance institutions in the business of lending to small entities?

• RBI
• SBI
• MUDRA Bank
• Corporation Bank
• BMB

49. The role of MUDRA bank is .....

• laying down policy guidelines for micro enterprise financing business, registration, accreditation and rating of MFI entities.
• lay down responsible financing practices to ward off over-indebtedness and ensure proper client protection principles and methods of recovery.
• to provide the finance to Non - Corporate Small Business Sector (NCSBS).
• it would partner with state / regional level financial intermediaries to provide finance to last mile financier of small / micro business enterprises.
• All of above

50. One of the product of MUDRA bank is Shishu. Shishu covers the loan up to .....

• Rs.1,50,000
• Rs.40,000
• Rs.70,000
• Rs.20,000
• Rs.50,000