Institute of Banking Personnel Selection : IBPS Solved Question Papers

Institute of Banking Personnel Selection

PO/ Clerk Solved Question Papers

Q. How many meaningful English words can be formed with the letters ADIC using each letter only once in each word?

1. None
2. One
3. Two
4. Three
5. More than three

Q . Four of the following five are alike in a certain way and so form a group, which is the one that does not belong to that group?

1. Violin
2. Harp
3. Guitar
4. Flute
5. Sitar

Q.  In a certain language 'give me more' is coded as '7 3 5', 'she has more' is coded as '9 7 1' and 'she asked me gently' is coded as '6 3 2 1'. Which of the following is the code for 'give' in that language?

1. 5
2. 7
3. 6
4. 9
5. 1

Q.  If each of the vowels in the word GOLIATHS is changed to the next letter in the English alphabetical series and each consonant is changed to the previous letter in the English alphabetical series, and then the alphabets so formed are arranged in alphabetical order from left to right, which of the following will be sixth from the left of the new arrangement thus formed?

1. S
2. P
3. G
4. J
5. F

Q.  In a certain language 'WEAK' is coded as 4$9ß' and REST' is coded as 7$8#' and 'WREK' is ceded as '4$ß7'. How will 'KEWRA' be coded in the same code?

1. 7 4 $ ß #
2. ß 7 $ 8 #
3. # ß 9 7 4
4. $ ß 7  9 4  
5. 4 7 8  ß $

Q.  How many such pairs of letters are there in the word FORMATION each of which has as many letters between them in the word (in both forward and backward directions) as they have between them in the English alphabetical order?

1. None
2. One
3. Two 
4. Three
5. More than three

Q.  If the digits in the number 79246358 are arranged in descending order from left to right, what will be the difference between the digits which are third from the right and second from the left in the new arrangement?

1. 1
2. 2
3. 3
4. 4 
5. 5

Q. 'Music' is related to 'Notes' in the same way as 'Language' is related to _____

1. Sentences
2. Combination
3. Grammar
4. Alphabets 
5. Syntax

Directions  : Read the following information carefully and answer the questions which follow :
If 'P * Q means 'P is the mother of Q'.
If 'P x Q' means 'P is the father of Q'.
If 'P + Q' means 'P is the sister  of Q'.
If 'P - Q' means 'P is the brother of Q'.
If 'P > Q' means 'P is the son of Q'.
If 'P < Q' means 'P is the daughter of Q'.

Q. In the expression 'A x B + R > S' how is S related to A?

1. Daughter
2. Son
3. Niece
4. Nephew
5. Cannot be determined

Q.Which of the following means P is the father of S ?

1. P x Q < R * S 
2. R x P < Q - S
3. R + S > Q + P
4. S + Q - R * P
5. Cannot be determined

Q. In the expression 'P + Q> A - B' how is P related to B?

1. Daughter
2. Son
3. Niece  
4. Nephew
5. Cannot be determined

Q.  Which of the following means D is the aunt of C?

1. D > B * A * C
2. D + B - C * A  
3. D - B - A x C
4. D + B x A x C
5. None of these

Q.. In the expression 'W > X < Y  * Z 'how is W related to Z?

1. Nephew  
2. Uncle
3. Son
4. Brother-in-law
5. None of these

Q.  If  it is possible to mark only one meaningful word with the first, fourth, fifth and tenth letters of the word TELEVISION, which of the fallowing would be the second letter of that word from the right end? If no such word can be made, give 'X' as your answer and if more than one such word can be formed, give your answer as 'Y'.

1. X
2. L
3. N 
4. E
5. Y

Q.  In a certain code TRUMP is written SUTQN.  How is FIRED written in that code?

1. GJQEF
2. JGEQF
3. JQFEF
4. JGQFE
5. JGQEF 

Q. Which of the following bodies tightened the norms for foreign exchange risk cover in India mentioning that only companies with a networth of Rs 200 crore can use derivatives to hedge against risk of volatility in currency rates?

1. IMF
2. Reserve Bank of India
3. SEBI
4. Union Ministry of Finance

Q. Which body in India finally provided tax exemption on the 9.5 per cent interest income on PF deposits for 2010-11?

1. Reserve Bank of India
2. Income Tax Department
3. Employees’ Provident Fund Organization
4. Corporate Affairs Ministry

Q. 1.The report on Customer Service in Banks by a committee chaired by M. Damodaran, former Chairman of the Securities and Exchange Board of India (SEBI) that was released on 3 July 2011 recommended an increased deposit insurance cover of Rs.5 lakh so as to encourage individuals to keep all their deposits in banks.
2. The panel also suggested blocking of lost ATM cards through SMS and immediate restoration of funds in case of non-dispensation of cash at an ATM within 5 working days.
Which of the above is not true?

1. Only 1
2. Only 2
3. Both 1 & 2
4. None of the above

Q. The Reserve Bank of India (RBI) in a bid to tame inflationary pressure hiked the short-term indicative policy rate (repo rate) by 50 basis points on 26 July 2011. The repo rate currently stands at what percentage?

1. 7%
2. 7.5%
3. 8%
4. 8.5%

Q. Which bank posted a 99 per cent drop in net profit at Rs 21 crore for the fourth quarter ended 31 March 2011 against Rs 1867 crore during the corresponding period in 2010?

1. Indian Overseas Bank
2. State Bank of India
3. Bank of India
4. United Bank of India

Q. Who did global payments processing company MasterCard appoint as the General Manager, South Asia and Country President, India?

1. T. V. Seshadri
2. Vicky Bindra
3. Tunde Lemo
4. Ajay Banga

Q. Government of India on 19 July 2011 appointed Usha Ananthasubramanian, former general manager of Bank of Baroda (BoB) as executive director of which public sector lender?

1. Central Bank of India
2. Punjab National Bank
3. United Bank of India
4. Gramin Bank

Q. Name the public sector lender that selected Metlife as its partner for a proposed foray into the life insurance segment.

1. Syndicate Bank
2. Punjab National Bank
3. Corporation Bank
4. United Bank of India

Q. Which bank signed a memorandum of understanding with Dewan Housing Finance Corporation (DHFL) under which DHFL will distribute home loans to Yes Bank's customers?

1. Canara Bank
2. ABN Amro bank
3. Yes Bank
4. HSBC

Q. Which life insurance company in India launched a new non-linked health insurance plan, Jeevan Arogya?

1. HDFC Standard Life Insurance Co. Ltd
2. Life Insurance Corporation of India
3. IDBI Fortis Life Insurance Company Lt
4. SBI Life Insurance Co. Ltd