Multiple Choice Questions : MCQ Part1

Multiple Choice Questions

Mathematical Aptitude MCQ For Various Examinations

Q. 3 pumps, working 8 hours a day, can empty a tank in 2 days. How many hours a day must 4 pumps work to empty the tank in 1 day?

• 9 
• 10 
• 11 
• 12 

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Q. Running at the same constant rate, 6 identical machines can produce a total of 270 bottles per minute. At this rate, how many bottles could 10 such machines produce in 4 minutes?

• 648 
• 1800 
• 2700 
• 10800 

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Q. The cost price of 20 articles is the same as the selling price of x articles. If the profit is 25%, then the value of x is:

• 15 
• 16 
• 18 
• 20 

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Q. The average weight of 8 person's increases by 2.5 kg when a new person comes in place of one of them weighing 65 kg. What might be the weight of the new person?

• 76 kg 
• 76.5 kg 
• 85 kg 
• Data inadequate 

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Q. In the first 10 overs of a cricket game, the run rate was only 3.2. What should be the run rate in the remaining 40 overs to reach the target of 282 runs?

• 6.25 
• 6.5 
• 6.75 
• 7 

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Q. If one-third of one-fourth of a number is 15, then three-tenth of that number is:

• 35  
• 36
• 45
• 54

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Q. A two-digit number is such that the product of the digits is 8. When 18 is added to the number, then the digits are reversed. The number is:

• 18 

• 24 

• 42 

• 81 

---

Q. 1/2 of 3842 + 15 % of ? = 2449

• 3520 

• 3240 

• 3349 

• 3640 

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Q. Rahul runs 435 m everyday. In how many days will she cover 5.22 km?

• 8 

• 12 

• 15 

• 19 

---

Q. Rohit purchased a car for Rs 2, 50, 000 and sold it for Rs 3, 48, 000. What is the per cent profit she made on the car?

• 30 

• 39.2 

• 41.5 

• 32 

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State Bank Of India Probationary Officers : General Awareness Solved Questions

State Bank Of India Probationary Officers 

General Awareness,Marketing & Computer Held on 28.04.2015

1. Every year March 20 is celebrated as what day ?

• World Sparrow Day 
• International Women's Day 
• World Cuckoo Day
• International Child Day 
• International Mother's Day

2. Invisible Export means export of–

• Services 
• Prohibited goods 
• Restricted goods
• Goods as per OGL list 
• Other than those given as options

3. One of the famous Indian Sportsperson released his/her autobiography–'Playing to Win' in November 2012. Name the sports-person correctly–

• Saina Nehwal 
• Mary Kom 
• Yuvraj Singh
• Sachin Tendulkar 
• Sushil Kumar

4. The NRIs while investing in the equity of a company cannot buy more than prescribed percentage of the paid up capital of that company .What is the prescribed percentage ?

• 2% 
• 3% 
• 4%
• 5% 
• 6%

5. Government as part of the recapitalization plan, infused capital in State Bank of India recently. Indicate the approximate capital infusion–

• Rs. 500 cr. 
• Rs. 1000 cr. 
• Rs. 1,500 cr.
• Rs. 2,000 cr. 
• Rs. 3,000 cr.

6. Prof. Muhammad Yunus, the recipient of the Nobel Peace Prize 2006 is the exponent of which of the following concepts in the field of banking ?

• Core Banking 
• Micro Credit 
• Retail Banking
• Real Time Gross Settlement 
• Internet Banking

7. Banks in India are required to maintain a portion of their demand and time liabilities with the Reserve Bank of India. This portion is called–

• Statutory Liquidity Ratio 
• Cash Reserve Ratio 
• Bank Deposit
• Reverse Repo 
• Government Securities

8. The European Union has adopted which of the following as a common currency ?

• Dollar 
• Dinar 
• Yen
• Euro 
• Peso

9. Who is the Captain of Australian Cricket Team, which currently (March 2013) visited India ?

• Michael Clarke 
• Shane Watson 
• Shane Warne
• Michael Hussey 
• Ricky Ponting

10. Who is the author of the book 'Women of Vision' ?

• Ravinder Singh 
• Preeti Shenoy 
• Amish Tripathi
• Durjoy Dutta 
• Alam Srinivas

11. Which of the following term is associated with the game of Cricket ?

• Bouncer 
• Love 
• Goal
• Mid Court 
• Collision

12. The Holidays for the Banks are declared as per–

• Reserve Bank Act 
• Banking Regulation Act 
• Negotiable Instruments Act
• Securities and Exchange Board of India Act 
• Companies Act

13. In banking business, when the borrowers avail a Term Loan, initially they are given a repayment holiday and this is referred as–

• Subsidy 
• Interest Water 
• Re-phasing
• Interest concession 
• Moratorium

l4. One of IT Company from India has become the first Indian Company to trade on NYSE Euro-next London and Paris markets from February 2013 onwards. Which is this company ?

• Wipro Infotech Ltd. 
• L&T Infotech 
• HCL Technologies LTD.
• Infosys Technologies Limited 
• Polaris Financial Technology Ltd.

l5. Banking Ombudsman is appointed by–

• Government of India 
• State Governments 
• RBI
• ECGC 
• Exim Bank

l6. BSE (Bombay Stock Exchange), the oldest stock exchange in Asia has joined hands with one more International index in February 2013. This association has resulted in change of name of BSE index. What is the change of name effected ?

• Dow Jones BSE Index 
• NASDAQ BSE Index 
• S&P BSE Index
• Euronext BSE Index 
• Other than those given as options

17. Interest on Savings deposit now-a-days is–

• Fixed by RBI 
• Fixed by the respective Banks 
• Fixed by the Depositors
• Fixed as per the contract between Bank and the Consumer Court 
• Not pay by the Bank

18. The customers' by opening and investing in the Tax Saver Deposit Account Scheme in a bank would get benefit under–

• Sales Tax 
• Customs Duty 
• Excise Duty
• Professional Tax 
• Income Tax

19. Pre-shipment finance is provided by the banks only to–

• Credit Card Holders 
• Students aspiring for further studies 
• Brokers in equity market
• Village Artisans 
• Exporters

20. A non-performing asset is–

• Money at call and short notice 
• An asset that ceases to generate income
• Cash balance in till 
• Cash balance with RBI
• Balance with other banks

21. Interest below which a bank is not expected to lend to customers is known as–

• Deposit Rate 
• Base Rate 
• Prime Lending Rate
• Bank Rate 
• Discount Rate

22. Government usually classifies its expenditure in term of planned and non-planned expenditure. Identify, which is the correct definition of Planned expenditure ?

• It represents the expenditure of all the State Governments
• It represents the total expenditure of the Central Government
• It is the expenditure which is spent through centrally sponsored programmes and flagship schemes of Government
• It represents the expenditure incurred on Defence
• Other than those given as options

23. Which of the following organization is made specifically responsible for empowering Micro, Small and Medium enterprises in India ?

• NABARD 
• RBI 
• SIDBI
• ECGC 
• SEBI

24. The Union Budget for 2013-14 proposed by the Finance Minister on February 28, 2013 announced introduction of new variety of bonds by the Government. What is the name of these bonds ?

• Deep discount bonds 
• Zero Coupon bonds 
• Bullet Bonds
• Inflation Indexed Bonds 
• Inflation Variable Bonds

25. RBI has released its guidelines for entry of new banks in the private sector in the month of February 2013. One of the norms is at least a prescribed percentage of branches of new bank should be set in unbanked rural centres with a population of upto 9,999 people. What is the percentage of such branches prescribed in the norms?

• 10% 
• 15% 
• 18%
• 25% 
• Other than those given as options

26. A joystick is primarily used to/for–

• Control sound on the screen 
• Computer gaming 
• Enter text
• Draw pictures 
• Print text

27. The CPU comprises of Control, Memory and …………….. units.

• Microprocessor 
• Arithmetic/Logic 
• Output
• ROM 
• Input

28. Which of the following uses a handheld operating system ?

• A super computer 
• A personal computer 
• A laptop
• A mainframe 
• A PDA

29. To display the contents of a folder in Windows Explorer you should–

• click on it 
• collapse it 
• name it
• give it a password 
• rename it

30. 'C' in CPU denotes–

• Central 
• Common 
• Convenient
• Computer 
• Circuitry

31. …………….. is the most important/powerful computer in a typical network.

• Desktop 
• Network Client 
• Network server
• Network station 
• Network switch

32. Which is not a storage device ?

• A CD 
• A DVD 
• A Floppy disk
• A Printer 
• A Hard disk

33. Which bf the following refers to the rectangular area for displaying information and running programs ?

• Desktop 
• Dialog box 
• Menu
• Window 
• Icon

34. …………….. devices convert human-understandable data and programs into a form that the computer can process.

• Printing 
• Output 
• Solid state
• Monitor 
• Input

35. The software that is used to create text-based documents are referred to as–

• DBMS 
• suites 
• spreadsheets
• presentation software 
• word Processors

36. …………….. is a Windows utility program that locates and eliminates unnecessary fragments and rearranges files and unused-disk space to optimize operations.

• Backup 
• Disk Cleanup 
• Disk Defragmenter
• Restore 
• Disk Restorer

37. Which of the following refers to too much electricity and may cause a voltage surge?

• Anomaly 
• Shock 
• Spike
• Virus 
• Splash

38. A (n) …………….. appearing on a web page opens another document when clicked.

• anchor 
• URL 
• hyperlink
• reference 
• heading

39. A successful marketing Person requires one of the following qualities–

• Empathy 
• Sympathy 
• Insistence
• Aggressiveness 
• Pride

40. Market segmentation can be resorted to by dividing the target group as per–

• Income levels of customers 
• Age of the employees 
• Needs of the sales persons 
• Marketing skills of the employees 
• Size of the Organization

41. Innovation in marketing is same as–

• Abbreviation 
• Communication 
• Creativity
• Aspiration 
• Research work

42. Effective Selling Skills depends on–

• Number of languages known to the DSA 
• Data on marketing staff 
• Information regarding IT market
• Knowledge of related market 
• Ability to talk fast

43. A Direct Selling Agent (DSA) is required to be adept in–

• Surrogate marketing 
• Training Skills 
• Communication skills
• Market Research 
• OTC Marketing

44. Leads can be best sourced from–

• Foreign customers 
• Yellow pages 
• Dictionary
• List of vendors 
• Local supply chains

45. Value added services means–

• Low cost products 
• High cost products 
• At par services
• Additional services for the same cost 
• Giving Discounts

46. Post-sales activities includes–

• Sales presentation 
• Customer Feedback 
• Customer identification
• Customer apathy 
• Product design

47. The target market for Debit Cards is–

• All existing account-holders 
• All agriculturists 
• All DSAs
• All vendors 
• All outsourced agents

48. The Competitive position of a company can be improved by–

• increasing the selling price 
• reducing the margin 
• ignoring competitors
• increasing the cost price 
• understanding and fulfilling customers’ needs

49. A good Brand can be built up by way of–

• Customer grievances 
• Break-down of IT support 
• Old age
• Large number of products 
• Consistent offering of good services

50. The ‘USP’ of a product denotes–

• Usefulness of the product 
• Drawback of a product 
• Main functions
• Number of allied products available 
• High selling features of a product

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Bank Of India (BOI) Examination General Awareness Solved Paper

Bank Of India (BOI) Examination

( held on 24-01-2010)

General Awareness Solved Paper

1. The President of the Palestine recently emphasized that his country will not resume peace talks until Israel fully halts settlement building in the—

• West Bank
• Haifa
• Gaza
• Tel-Aviv-Yafo
• Jerusalem

2. All the major world leaders gathered in Berlin in Nov. 2009 to mark the 20th anniversary of—

• European Union
• NATO
• Fall of Berlin Wall
• G-20
• None of these

3. Now almost all major newspaper journals and magazines are printing research reports giving the analysis and/or the causes of the sub-prime crisis which gripped America and the world a few months back. Which of the following was/were amongst the common cause(s) of the same ?(They were present in almost all the economies)
(1) The problem was that investors erroneously believed property prices were quite predictable and built a whole edifice of financial planning on the back of the American housing market.
(2) Credit rating agencies all over the world were not equipped to forecast the effect of sub-prime crisis on world economy. Agencies were over-confident and did not react in time.
(3) Neither USA nor other countries took a note of the crisis in time. In fact they ignored it for quite some time.

• Only 1
• Only 2
• Only 3
• All 1, 2 and 3
• Only 1 and 2

4. If you see a big hoarding at a prominent public place, the punch line of which says ‘We All Were Born Free’; ‘We All Have Equal Rights’, in all probability, the hoarding is put up by—

• National Commission for Farmers
• National Human Rights Commission
• Directorate of Income Tax
• Ministry of Foreign Affairs
• Union Public Service Commission

5. Nowadays we frequently read news items about ‘Derivatives’ as used in the world of finance and money market. Which of the following statement(s) correctly describes what a derivative is and how it affects money/finance markets ?
(1) Derivatives enable individuals and companies to insure themselves against financial risk.
(2) Derivatives are like fixed deposits in a bank and are the safest way to invest one’s idle money lying in a bank.
(3) Derivatives are the financial instruments which were used in India even during the British Raj.

• Only 3
• Only 2
• Only 1
• All 1, 2 and 3
• None of these

6. Many a time we read in the newspapers that RBI has changed or revised a particular ratio/rate by a few basis points. What is basis point ?

• Ten per cent of one hundredth point
• One hundredth of 1%
• One hundredth of 10%
• Ten per cent of 1000
• None of these

7. Which of the following issues cannot come under the purview of the functioning of the Human Rights Commission of a country ?

• Racial Discrimination
• Treatment to Prisoners of War
• Human Trafficking
• Child Abuse
• Climate Migration

8. A prominent international weekly sometime ago printed a caption on its cover page which read ‘Brazil Takes Off’. Other major newspapers/magazines also printed similar stories/articles in their publications at that time. Why have magazines/newspapers decided to talk about Brazil these days ?
(1) All major economies of the world have been taking time to recover from the recession but Brazil was one of those which was ‘Last in and First out’.
(2) Brazil is a member of BRIC but unlike China it is a democracy, unlike India, it has no hostile neighbours, no insurgents and unlike Russia it exports more oil and arms and treats foreign investors with more respect.
(3) Brazil is the world’s second largest booming economy.

• Only 1
• Only 2
• Only 3
• All 1, 2 and 3
• Only 1 and 2

9. Which of the following countries has conferred the honour of ‘Legion d’ honneur’ on Bharat Ratna Lata Mangeshkar ?

• Germany
• Norway
• Japan
• U.K.
• France

10. Expand the term NREGA—

• National Rural Employment Guarantee Agency
• National Rural Electrification Governing Agency
• National Rural Employment Guarantee Act
• New Rural Employment Guarantee Agency
• None of these

11. The Rajya Sabha has recently cleared the new poll bill.Which one of the following amendment(s) is/are made in this bill ?It has proposed—

• Increasing the security deposits to more than double
• Restricting the publication of exit polls
• Ensuring speedy disposal of electoral disputes
• Only (A) and (B)
• All (A), (B) and (C)

12. The market in which long term securities such as stocks and bonds are bought and sold is commonly known as—

• Commodities Exchange
• Capital Market
• Bull Market
• Bullion Market
• None of these

13. Which one of the following was India’s top destination for exports during 2009 ?

• UAE
• USA
• Russia
• China
• Bangladesh

14. Which one of the following will be the first High Court in India, to implement the concept of ‘ecourts’ ?

• Delhi
• A.P.
• Chennai
• Kolkata
• None of these

15. Amongst the following, which one of the following sectors provides the highest contribution in Industrial Production Index ?

• Crude Oil
• Petro Refinery Products
• Electricity
• Coal
• None of these

16. Amongst the following sectors, which sector/segment has shown the highest per cent growth in the current fiscal ?

• Mining
• Manufacturing
• Electricity, gas and water supply
• Banking and Finance
• None of these

17. As per the reports published in newspapers, India purchased around 200 tonnes of gold (almost half the quantity of gold put up for sale) in Sept. 2009. India purchased this gold from which of the following organizations ?

• World Bank
• Asian Development Bank
• International Monetary Fund
• International Gold Council
• None of these

18. World Trade Organization (WTO)’s ministerial meeting was organized in which of the following cities recently ?

• Geneva
• Washington
• Paris
• Port of Spain
• None of these

19. In which one of the following countries, was the recent Commonwealth Meet (CHOGAM) held ?

• Trinidad
• Canada
• Australia
• Jamaica
• U.K.

20. Which of the following decisions taken by the RBI will promote the concept of financial inclusion in the country ?

• To appoint some additional entities as business correspondents
• To collect reasonable service charges from the customer in a transparent manner for providing the services.
• To ask the banks to open at least 50 new accounts daily in non serviced areas.
• Only (A) and (B)
• None of these

21. For recapitalization of Public Sector Banks, the World Bank has decided to provide funds to India. These funds will be made available in the form of—

• Soft Loan
• Term Loan
• Emergency aid
• Grants
• None of these

22. Citizens of which one of he following age-groups (in years) are covered under the New Pension System (NPS) ?

• 18–50
• 21–55
• 25–55
• 18–60
• None of these

23. Which one of the following is the objective of the flagship scheme ‘Rashtriya Swasthya Bima Yojana’ (RSBY) ?

• To provide life insurance cover to rural households
• To provide health insurance cover to rural households
• To provide both life and health insurance cover to rural household
• To provide life and health insurance covers only to people living below poverty line
• None of these

24. Which one of the following had set up the N. R. Narayana Murthy Committee on issues relating to Corporate Governance ?

• SEBI
• RBI
• CII
• Ministry of Finance, GOI
• None of these

25. The proceeds of the disinvestment of profitable public sector units will be used for which of the following purposes ?

• Expansion of existing capacity of PSEs
• Modernization of PSEs
• Opening of new PSEs
• Meeting the expenditure for various social sector schemes
• None of these

26. Which one of the following is the target fixed for fiscal deficit in the year 2010-2011 ?

• 3•5%
• 4•0%
• 5•5%
• 5•0%
• None of these

27. Which one of the following companies is the largest producer of natural gas in the country ?

• ONGC
• OIL
• Cairn India
• RIL
• None of these

28. Which one of the following states has sought a package of Rs. 500 crores ($ 100 million) for its Rural Poverty Reduction Programme ?

• M.P.
• Tamil Nadu
• A.P.
• Karnataka
• None of these

29. Chinese objections have stalled the road work at the village of Demchok, on the Indian side of the line of control. In which one of the following states is this village located ?

• Arunachal Pradesh
• Assam
• Himachal Pradesh
• Rajasthan
• None of these

30. Constitutionally, which one of the following can levy Service Tax ?

• Union Govt. only
• State Govt. only
• Union Territory Govt. only
• All of these
• None of these

31. In the proposed low cost pension scheme, which one of the following has been made responsible for maintaining of the records of pension account of an individual ?

• SIDBI
• National Securities Depositories Ltd. (NSDL)
• Stock Holding Corporation of India
• RBI
• None of these

32. Which one of the following is/are implication(s) of large inflow of foreign exchange into the country ?
1. It makes monetary management difficult for RBI.
2. It creates money supply, asset bubbles and inflation.
3. It weakens the competitiveness of Indian exports.

• Only 1
• Only 2
• Only 3
• Only 1 and 3
• All 1, 2 and 3

33. The Central Banks of which one of the following countries has offered $ 115 billion emergency credit to support its economy hit by falling prices and also to strengthen its currency ?

• South Korea
• Japan
• U.K.
• USA
• None of these

34. Which of the following books is written by Chetan Bhagat ?

• The Golden Gate
• A House for Mr. Biswas
• 2 States
• White Tiger
• None of these

35. NTPC Ltd. is in the process of exploring opportunities to source coal from overseas. In which one of the following countries has the NTPC identified two new coal mines ?

• Bhutan
• Australia
• South Korea
• Indonesia
• None of these

36. Which of the following organizations has raised its loan amount to India to make it US $ 7 billion in 2009-10 fiscal ?

• Asian Development Bank
• International Monetary Fund
• World Bank
• European Union
• None of these

37. Who amongst the following cricket players became the first to score 17000 runs in One Day Internationals ?

• Rahul Dravid
• Stephen Fleming
• Ricky Ponting
• Sachin Tendulkar
• None of these

38. The Govt. of India has decided to use the Core Banking System of banks to ensure proper usage of funds provided for which of its following programmes ?

• Literacy Mission
• Pradhanmantri Gram Sadak Yojana
• National Health Mission
• All of these
• None of these

39. Famous Dada Saheb Phalke Award is given for exemplary work in the field of—

• Sports
• Literature
• Science & Technology
• Social Service
• None of these

40. The Reverse Mortgage Scheme was launched by some organizations a few years back. This was done to help which of the following sections of society ?

• Beneficiaries of the NREGA
• People living Below Poverty Line
• Youngsters
• Senior Citizens
• None of these

41. The organization of the South East Asian countries is known as—

• OPEC
• ASEAN
• NATO
• UNCTAD
• SAARC

42. ‘Miss Earth 2009’ title has been conferred upon—

• Alejandra Pedrajas
• Sandra Saifert
• Jessica Barboza
• Larissa Ramos
• None of these

43. Which of the following countries became the third largest producer of Steel in the world in 2009 ?

• China
• India
• USA
• Japan
• None of these

44. The Foreign Trade policy is announced recently by the Govt. of India. Which of the following ministries/agencies announce the same ?

• Reserve Bank of India
• Export Import Bank of India (EXIM Bank)
• Ministry of Foreign Affairs
• Ministry of Commerce & Industry
• None of these

45. Irina Bokova has taken over as the Chief of the—

• ILO
• UNICEF
• OPEC
• UNO
• UNESCO

46. Dorjee Khandu has taken over as the Chief Minister of—

• Meghalaya
• Uttarakhand
• Arunachal Pradesh
• Assam
• None of these

47. Which of the following terms is used in the game of Football ?

• Caddy
• Cutback
• Mid-on
• Love
• None of these

48. Which of the following is considered a Non Food Crop ?

• Wheat
• Maize
• Bajra
• Rice
• Jute

49. Who amongst the following was the Prime Minister of Nepal immediately prior to Madhav Kumar Nepal ?

• Ram Baran Yadav
• Pushpakamal Dahal
• Girija Prasad Koirala
• Mahendra Kumar Suryavanshi
• None of these

50. The 10th India-European Summit was held in New Delhi in November 2009. Who amongst the following represented India and also chaired the same ?

• S. M. Krishna
• Pratibha Patil
• Pranab Mukherjee
• Manmohan Singh
• None of these

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