Name Of Recruiter : Institute of Banking Personnel Selection Name of the Posts : Specialist Officer Work Location : Anywhere in India Job Field/ Type : Banking Sector Details OF Posts :
Candidate have to secure a minimum standard score in each of the tests and also total to be considered to be called for interview.
Age Limit :
Minimum age limit should be 20 years and maximum age limit should not exceed 30 years for Post No. 1 to 6
Minimum age limit should be 20 years, maximum age limit should not exceed 35 years for Post No.7 to 10.
Age relaxation will be applicable as per rules.
Educational Qualification :
Candidates must possess Engineering Degree in Computer Science/ Computer Applications/ Information Technology/ Electronics/ Electronics & Telecommunications/ Electronics & Communication/ Electronics & Instrumentation for Post No.1 &7, Degree (Graduation) in Agriculture/ Horticulture/ Animal Husbandry/ Veterinary Science/ Dairy Science for Post No.2, Post Graduate Degree in Hindi with English as a subject at the degree (graduation) level for Post No.3, Bachelor Degree in Law (LLB) and enrolled as an advocate with Bar Council for Post No.4, Graduate and Full time Post Graduate degree in relevant field for Post No.5 & 6, Bachelor Degree in Law (LLB) for Post No.8, Passed final examination for Chartered Accountants for Post No.9 and Graduate with CFA/ ICWA/ Full time MBA/ Full time PGDBM (Finance) for Post No.10.
Examination Fee :
Rs. 100/- for SC/ ST/ PWD and Rs.600/- for all others.
Fee can be paid through online by using only Master/ Visa Debit or Credit cards or Internet Banking by providing information as asked on the screen.
Selection Process :
Candidates would be selected based on their performance in Online Common Written Examination (CWE) and Common interview conducted by the participating organizations and coordinated by IBPS.
How to Apply :
Interested & Eligible candidates can apply online through the website www.ibps.in from 25-11-2013 to 14-12-2013. After completing the procedure of applying online including payment of fees, the candidates should take printout of the system generated online application form along with registration number and password for future reference.
Dates to Remember :
Start date for Online Registration: 25-11-2013
Online Payment of Application Fees: 25-11-2013 to 16-12-2013.
Last date for Online Registration: 14-12-2013.
Download of Call letter for CWE: After 28-01-2014
Date of Online Examination (CWE): 08-02-2014/ 09-02-2014
Sharing of Result Status of CWE: February 2014
Download of call letters for Interview: March 2014
Q.101.Who among the following is one of the recipients of the Nobel Peace Prize – 2011?
Ellen Johnson Sirleaf
Jules A. Hoffmann
Bruce A. Beutler
Adam G. Riess
Tomas Transtromer
Q.102.The Food Security Bill – 2011 which is the process of becoming an Act, divides the entire population of the country into two groups. Which of the following are these two groups?
Below poverty line and Above poverty line
General population and Excluded population
Included households and Excluded households
Covered under PDS and Not Covered under PDS
General households and priority households
Q.103.RBI has recently deregulated the rates of interest to be provided by various Banks to their depositors /customers with effect from 25-10-2011 on their _____ accounts?
Time Deposit
Saving bank
Loan
Fixed deposit
Current
Q.104.Which of the following is the main advantage of “ASBA” with the applicants for share allotment?
ASBA applicant has got secured allotment of shares
ASBA applicant has got certain preference in allotment of shares as compared to general applicants
ASBA applicant need not remit the fund for allotment of shares, he/she will do so after shares are allotted to him/her.
ABSA Applicants deposit/OD account is not debited, only the funds are blocked for the same and he/she continues to avail interest till the shares are allotted to him/her.
None of these
Q.105.“Many people die in Deadly Games in Egypt”: Was the news in almost all major newspaper in February 2012. Which of the following statements is the correct representation of ‘Deadly Game’ given in the headlines?
A riot broke out during a Football Match in Egypt in which many people were killed
Police had to open fire on a Mob including some genuine ticked holders, who were not allowed to enter the Stadium even after the start of the match
Egypt is famous for its dangerous games of ‘Bull fight’ and ‘Martial Game’; Many participants die every year in such games
Some terrorist opened fire during a football match. About 10000 people were killed in the incident
The defeat in the game is considered equivalent to death
Q.106.Mullaperiyar Dam which was recently in news, is located in which of the following States?
Maharashtra
Karnataka
Andhra Pradesh
Kerala
Tamil Nadu
Q.107.Like telephone/Mobile number portability, the Ministry of Finance/RBI is now also considering to provide bank account number portability to bank customers. Which of the following would it mean?
Any customer/account holder can with draw cash from any other Bank through his/her won cheques drawn on other bank even without ATM
Any borrower can draw funds from his/her loan account from any other bank also
The account number of any account holder will remain the same even if he/she is getting his/her account transferred to another bank also.
Bank customers would have the facility of mobile Banks to withdraw cash nearby his/her place
None of these
Q.108.The total number of Kisan Credit Card holder farmers in our country is _________
8 Crores
10 Crores
5 Crores
7.5 Crores
6 Crores
Q.109.NRE deposit is _______________
Non Resident External deposit
Non Resident Extra deposit
Non Resident Exchange deposit
Non Refundable External deposit
Non Resident Extended deposit
Q.110.What is offshore banking?
It is a bank located in the sea (i.e. island)
It is a bank located in SEZ
It is a bank located in a neighbouring country
It is a bank located outside the country of residence of the depositor
Offshore banking is basically dealing in foreign exchange
Q.111.Maoists in which of the following countries recently decided to accept Govt’s of ‘Golden Handshake’ and enter into ‘civilian life’ or mainstream of the society?
Myanmar
India
China
Nepal
Bhutan
Q.112.Which of the following is correct?
Illiterates cannot open any account in a bank
Illiterate women cannot open any account in a bank
Illiterates can open savings bank accounts in a bank
Advance can be granted to a minor
Advance can be granted to a minor if he is of sound mind
Q.113.As per newspaper reports western countries are going to impose sanctions on which of the following OPEC countries as it is said that is trying to make a nuclear bomb?
Kuwait
Iraq
Iran
Saudi Arabia
Angola
Q.114.“The Reliance Industries Ltd (RIL) has decided to return some ‘KG’ field to the Government of India was the news in some major newspapers. What is the major production in KG fields owned by RIL?
Crude oil
Gas
Coal
Iron ore
Gold are and Diamonds
Q.115.Non convertible debentures are ___________
Debt instruments which acquire equity status at the issuers’ option.
Debt instruments which acquire equity status at the investors’ option.
Debt instruments which acquire equity status with the permission of Registrar of Companies.
Debt instruments which acquire equity status on maturity.
Debt instruments which retain their debt character and cannot acquire equity status.
Q.116.India’s Dipika Pallikal and Sarah Cardwell of Australia recently played an international match in Chennai. Both of them are _________
Badminton players
Gold players
Chess players
Squash players
Table tennis players
Q.117.“IRDA norms will boost online distribution” – was the news in some major newspaper. This means online distribution of which of the following will boost up?
Bank products
Insurance policies/products
Licenses to open new banks/ branches of existing banks
Licenses to operate 2G/3G spectrums
Permits for export of iron ore
Q.118.‘Lajja’ is a book written by _____________
Salman Rushdie
Taslima Nasreen
Suil Ganguli
Rabindranath Tagore
Bimal Mitra
Q.119.The prevent frauds in multiple mortgage cases, under SARFAESL Act, 2002 one special thing has been created and made operative from 01.04.2011.Which one is that from the following?
Special Registrar Office at Lucknow
Special Central Arbitration Bureau at Lucknow
Central SARFAESI Tribunals at 6 Centres
Central Electronic Registry
State Electronic Registries
Q.120.SBI has merged which of the following two associate banks with itself?
State Bank of Hyderabad & State Bank of Patiala
State Bank of Hyderabad & State Bank of Travancore
State Bank of Mysore&State Bank of Travancore
State Bank of Indore & State Bank of Hyderabad
State Bank of Indore & State Bank of Saurashtra
Q.121.Assembly Elections took place in which one of the following States recently? (in January 2012)
Madhya Pradesh
Maharashtra
Kerala
Punjab
Tamil Nadu
Q.122.Which one of the following is not a salient feature of Debit Card?
No bad debts to banks and no suits for recovery
Non interest earning for banks
Works like a normal withdrawal
Can be used at ATM and POS
45 days credit is given to the card holder
Q.123.Bank issue a letter to beneficiary on behalf of its constituents like guarantee formaking payment on their behalf on fulfillment of its terms and conditions. What is this arrangement know in banking context?
(1) Line of Credit
(2) Loan to Client 125. World leaders are to assemble in Rio de Janeiro in June 2012 for the United Nations Conference on Sustainable Development (Rio + 20). All nations are going to make some commitment towards the goal of the conference. As per the agenda circulated, what commitment do world leaders want from India in the Conference?
India should agree to double its energy efficiency under a global understanding
India should suspend its nuclear pact with USA for at least should reduce it to 50% level of agreed capacity
Nuclear power plants are highly risky as seen in Japan recently. Hence no new plant should be made
India has a vast resource of coal. It must its coal resources with other countries to enable them to produce thermal power which they are not doing so far due to lack of coal mines there
None of these
Q.126.Who among the following is the recipient of the Padma Vibhushan given in 2012?
Late (Dr.) Bhupen Hazarika
Sri Vanraj Bhatia
Sri Javed Akhtar
Sri Amitabh Bachhan
Smt. Ambika Soni
Q.127.Under the liberalized scheme of interest subsidy, Government of India provides interest subsidy on housing loan at the rate of __________
0.50%
1.00%
2.00%
2.00% + 1.00% for prompt repayment
None of these
Q.128.When a Bank provides a loan for purchase of white goods, it is categorized as _______
Consumption loan
White Goods loan
Consumer Durable loan
Working Capital
Bridge Loan
Q.129.India has decided to acquire Rafale Fighter planes for its air force wing. Which country is going to supply Rafale fighter planes?
Italy
Britain
Canada
France
Germany
Q.130.Which of the following statements about contribution (approximately) of agriculture sector in GDP is correct?
Agriculture contributes 50% of total GDP
Agriculture does not contribute significantly to India’s GDP as the share is less than 1%
India’s GDP does not take agriculture sector into account
Agriculture Sector is the part of Service Sector. Hence it is not considered as an independent sector
Agriculture Sector contributes 20% in India’s GDP
Q.131.Banks are considered as ‘financial intermediaries’. Which of the following activity correctly and comprehensively explains this role of banks?
Accepting deposits of money for the purpose of lending and investment
Granting loans to the weaker section of the society
Accepting money for remittance and issuing bank drafts
Providing safe deposit services
Opening accounts and accepting deposit therein
Q.132.The rate below which banks cannot generally lend is called as ________________
Base rate
Floor rate
Repo rate
Call money rate
Ceiling rate
133.As per the data released by the Union Health Ministry (of India) the infant mortality rate is lowest in-------------
Tamil Nadu
Maharashtra
Goa
Uttar Pradesh
Madhya Pradesh
Q.134.Dada Saheb Phalke Awards are given by theMinistry of ____________
Social Welfare
Corporate Affairs
Home Affairs
Human Resources Development
Information & Broadcasting
Q.135.Which of the following is not a type of Cheque?
Crossed cheque
Blank cheque
Speed cheque
Bearer cheque
Order cheque
Q.136.Mr. John Key is the present _____________
Prime Minster of Canada
Prime Minister of Australia
Prime Minister of New Zealand
President of Australia
President of Canada
Q.137.In relation to banking, what do you understanding by “Ever – Greening of loan Account”?
Full repayment of a loan account before maturity – Pre-payment
Full repayment of a loan account exactly a t maturity
Fresh Loan sanctioned during the tenure of account for enhancement of limits
Adjusting the NPA/Sticky account with fresh sanction of loans
Loans provided for new projects to new customers
Q.138.Which of the following is the name of an autonomous organization for rural technology?
CAPART
MGNREGA
PURA
IRDP
NGAPS
Q.139.With a view to facilitate payment of balance in deposit account to the person named by the deposition without any hassles in the event of death of the account holder, the following facility was introduced in bank accounts in our country?
Will
Registration
Nomination
Indemnity
Guarantee
Q.140.Which of the following countries is NOT a member of ASEAN?
Thailand
Myanmar
Singapore
Vietnam
Brazil
Q.141.Which of the following is not a Negotiable Instrument?
Cheque
Fixed Deposit Receipt
Promissory Note
Bill of Exchange
All (a) to (d) above are negotiable instruments
Q.142.Which of the following Stock Exchanges in India recently launched “Carbon Index” so that investors can assess risk and opportunities associated with climate change?
Delhi Stock Exchange
National Stock Exchange
Bombay Stock Exchange
Kolkata Stock Exchange
Ahmadabad Stock Exchange
Q.143.Which of the following would be the venue of the World Athletic Championship 2013?
New Delhi
Tokyo
London
Paris
Moscow
Q.144.Who among the following represented India in 17th SAARC Summit held at Addu in Maldives in November 2011?
Smt. Sonia Gandhi
Dr. Manmohan Singh
Shri Pranab Mukherjee
Shri P Chidambaram
Shri Rahul Gandhi
Q.145.What is the maximum balance amount that is eligible for earning interest in a normal saving bank account?
Rs. 1 lac
Rs. 2 lacs
Rs.3 lacs
Rs. 5 lacs
No limit
Q.146.When a customer opens a Deposit account with the Bank, which one of the following is the status of the Bank?
Debtor
Creditor
Trustee
Beneficiary
None of these
Q.147.Which of the following states decided to give Khatedhari Rights to about 30,000farmers occupying the custodian lands?
Gujarat
Rajasthan
Madhya Pradesh
Uttar Pradesh
Uttrakhand
Q.148.Which of the following functions are not being performed by the Reserve Bank of India?
Regulation of Banks in India
Regulation of Foreign Direct Investment in India
Foreign CurrencyManagement in India
Control & Supervision of Monday Supply
Currency Management in India
Q.149.A bank is called as ‘Scheduled Bank’ when ______________
Its business has crossed Rs. 1000 crore mark
Its branch network is over 100
It is included in the second Scheduled of the RBI Act
When it complies with all the three above
None of these
Q.150.Australian govt. recently decided to sell Uranium to India.Uranium is used mainly for ______
manufacturing of chemical fertilizers
manufacturing of Drug/Pharma products
nuclear power generation
making arsenals
making electronic chips
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Q.1.If Step IV reads ‘to restrict the use of air conditioners”, which of the following will definitely be the input?
use to of the air conditioners restrict
restrict the to of air conditioners use
the air conditioners of restrict use to
Can’t be determined
None of these
Directions: Read the following information carefully and answer the questions given below: A famous museum issues entry passes to all its visitors for security reasons. Visitors are allowed in batches after every one hour. In a day there are six batches.A code is printed on entry pass which keeps on changing for every batch. Following is an illustration of pass-codes issued for each batch. Batch I: clothes neat and clean liked are all by Batch II: by clothes neat all are and clean liked Batch III: liked by clothes clean and neat all are and so on… Q.2.If pass-code for the third batch is ‘night succeed day and hard work-to for’, what will be the pass-code for the sixth batch?
work hard to for succeed night and day
hard work for and succeed night to day
work hard for to succeed night and day
hard work for to succeed night and day
None of these
Q.3. If ‘visit in zoo should the time day’ is the pass-code for the fifth batch, zoo we the should visit day time in’ will be the pass-code for which of following batches?
II
IV
I
III
VI
Q.4.Sanjay visited the museum in the fourth batch and was issued a pass-code ‘to fast rush avoid not do very run’. What would have been the pass-code for him had he visited the museum in the second bitch?
rush do not avoid to run very fast
rush not do-avoid to run very
avoid rush not do to run very fast
Date inadequate
None of these
Q.5.Subodh went to visit the museum in the second batch. He was issued a pass-code ‘length the day equal of an night are’. However, he could not visit the museum in the second batch as he was a little late. He then preferred to visit in the fifth batch. What will be the new pass-code issued to him?
and of are night the length equal day
and are of night the length equal day
and of are night the equal day length
an d of are the night length day equal
None of these
Q.6.If ass-code for the second batch is ‘to confidence hard you leads work and success’, what will be the pass-code for the fourth batch?
leads success to you hard confidence and work
leads success you to hard confidence and work
leads success to you hard confidence work and
leads to success you hard confidence and work
None of these
Q.7.If the pass-code issued for the last (sixth) batch is ‘and pencil by all boys used are pen’, what will be the passcode for the first batch?
pencil and pen are used by all boys
pen and pencil used are by all boys
pen and pencil are used by all boys
Pencil and pen are used all by boys
None of these
Q.8.If the pass-code for the sixth batch is ‘not go the way to of out do’,what will be the pass-code for the third batch?
Of do to out go not way the
of to do out not go way the
of to go out do not way the
Data inadequate
None of these
Directions: Study the following information to answer the given questions: A word rearrangement machine when given an input line of words, rearranges them following a particular rule in each step. The following is an illustration of input and the steps of rearrangement: Input: Over you pat me crow easy to. Steps: (I) pat over you crow easy to me Steps: (II) crow pat over you to me easy Steps: (III) over crow pal to me easy you Steps: (IV) to over crow pat easy you me and so on. As per the rule followed in the above steps, find out the appropriate step for the given input in the following questions: Q.9.If Step II of an input is ‘ge su but he for game free’, what would be step VI?
a for but fine he game su
for free ge game su he but
free ge for but game su he
he ge su but game free for
None of these
Q.10.If step IV of an input is ‘blue navy kit lime se get‘, which of the following would definitely be the input?
navy get lime out kit se blue
lime navy get kit se blue out
lime blue navy kit get out se
kit blue navy se get out lime
None of these
Q.11.Input: but calm free are so not eat. Which of the following will be the 3rd step for this input?
so free but calm eat are not
but calm are free not so eat
are but calm free not eat so
but so free eat are not calm
None of these
Q.12.If step V of an input is ‘put down col in as mach sa’ , what would be the 8th step?
down in put much sa as col
in put down cot much sa as
much in put down sa as col
col put down as much sa in
None of these
Q.13.Input: rim bye eat klin fe to low Which of the following steps would be ‘fe low rim to bye klin eat’?
VIth
vth
IVth
IIIrd
None of these
Directions: A word arrangement machine, when given a particular input, rearranges it following a particular rule. The following is the illustration of the input and the steps of arrangement: Input: Put pocket hand watch he for them. Step I: Put for he watch hand pocket them. Step II: Put he for watch pocket hand them. Step III: Put hand pocket watch for he them. Step IV: Put pocket hand watch he for them. And so on goes the machine. Study the logic and answer the questions that follow: Q.14.If Step III of a given input be ‘fly sky birds my su fur say’, what is the seventh step of the input?
fly sky birds my su fur say
fly birds sky my fur su say
fly fur su my birds sky say
fly su fur my sky birds say
None of these
Q.15.If Step VII of an input is ‘slow ran dhurwa pat hak dig vi’, what is step V of that input?
Q.2.A network geometric arrangement in which a single connecting line is shared by a number of nodes is called–
Car Topology
Bus Topology
Truck Topology
All of the above
None of these
Q.3.An error in a computer program is referred as–
Bug
Bit
Virus
All of the above
None of these
Q.4.Circuits that provide a communication path between two or more devices of a digital computer system is–
Car
Bus
Truck
All of the above
None of these
Q.5.A fixed number of adjacent bits that represent a particular character or symbol are referred as–
Byte
Octal
Bubble
All of the above
None of these
Q.6.Cache memory is a–
Small buffer storage
Permanent storage
Main memory
All of the above
None of these
Q.7.The total number of digits (symbols) available to represent numbers in a positional number system is referred as–
Number system
Base
Power
All of the above
None of these
Q.8.Cache memory is–
Smaller and faster than main storage
Bigger and slower than main storage
Smaller but slower than main memory
Bigger and faster than main memory
None of these
Q.9.Cache memory–
Is a Static RAM
Increases the speed of processing by making current programs and data available to the CPU at a rapid rate
Both 1. and 2. are true .
Both 1. and 2. are false
None of these
Q.10.Following is false for BASIC–
Beginners All-Purpose Symbolic Instruction Code
High-level interactive programming language
Works in time sharing environment
Low level object oriented language
None of these
Q.11.A unit for measuring data transmission speed that describes the capacity of a carrier is referred as–
Baud
Bit
Bond
All of the above
Batch
Q.12.A process of trying out a new product by independent users before it is finally manufactured/ developed–
Alpha test
Beta Test
Gamma test
All of the above
None of these
Q.13.A selection, choice, or condition involving two possibilities is referred as–
Unary
Binary
Octal
All of the above
None of these
Q.14.Base band System is–
A networking system
Where the channel support a single digital signal
Both 1. and 2. are true
All of the above
None is true
Q.15.One of the early coding systems, based on the idea of converting each digit of a decimal number into its binary equivalent rather than converting the entire decimal value into a pure binary form is–
ASCII code
BCD
ASCII-8
All of the above
None of these
Q.16.In Batch processing–
Several computer programs runs one after another without human interaction to run each program individually
Several computer programs runs one after another with human interaction to run each program individually
Selected computer programs runs one after another with human interaction to run each program individually
All of the above
None is true
Q.17.BISYNC is–
Binary synchronous
A process of transmitting data
A half-duplex, character oriented, synchronous data communication transmission method
All of the above
None of these
Q.18.A device that is used to transmit data from one location to another is referred as–
Storage
Memory
Carrier
All of the above
None of these
Q.19.Programs developed by an outside supplier and provided to the user in a machine readable form is known as–
Canned programs
Beta program
Alpha program
All of the above
None of these
Q.20.A binary numbers are represented by–
Digits 0 and 1
Digits 0, 1, ..., 8
Digits AB, C,...
All of the above
None of these
Q.21.BIOS is responsible for
Handling the particulars of input/output operations
Output operations
Input operations
All of the above
None of these
Q.22.BIOS is an abbreviation for–
Binary Input-Output System
Binary synchronous
Binary digit
All of the above
None of these
Q.23.BISYNC is an abbreviation for–
Binary Input/Binary Output
Binary synchronous
Binary digit
All of the above
None of these
Q.24.The overall design, construction,organization and interconnecting of the various components of a computer system is referred as–
Computer Architecture
Computer Flowchart
Computer Algorithm
All of the above
None of these
Q.25.A number system with a base of two is referred as–
